3503 Seneca St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3503 Seneca St, Saint Joseph, MO 64507 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	876 sqft · built 1902
Lot Size	0.315 acres (13,700 sqft)
Owner	2 Individual Names on File
Last Sale	$133,931 (Jun 2023)
Tax Bill	$695 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2021 Mortgage + 1 more
APN	`06-5.0-15-001-002-030.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-001-002-030.000`

Interior

Building Area	876 sqft Base Area
1st Floor Area	876 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Lot Area	13,700 sqft (0.315 acres)
Lot Dimensions	137 ft deep x 100 ft wide

Location & Zoning

Street Address	3503 SENECA ST
City	SAINT JOSEPH
State	MO
Zip	64507-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:SHAW & KILBY'S LOT:13 BLK:5LGL DESC:LOTS 13 & 14 BLK 5
Legal Subdivision	SHAW & KILBYS
Legal Block	5
Legal Lot Number	13-14
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1022
Census Tract	1600

Owner

Source: Buchanan County records · APN 06-5.0-15-001-002-030.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3503 SENECA ST, SAINT JOSEPH, MO 64507-2032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 21, 2021	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Mar 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	20234860
Deed Book / Page	3788 / 336
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 30, 2023
Property Address	3503 SENECA ST, SAINT JOSEPH, MO 64507-2032
Document Number	003788/336
Book / Page	3788 / 336
Instrument Date	Jun 22, 2023
Instrument	2023004860
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319W W NICKELS ST, MIDLAND, MI 48640-4465

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3503 SENECA ST, SAINT JOSEPH, MO 64507-2032

Mortgage

Document Number	2023004861
Date	Jun 30, 2023
Instrument	2023004861

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 21, 2021
Property Address	3503 SENECA ST, SAINT JOSEPH, MO 64507-2032
Document Number	003761/343
Book / Page	3761 / 343
Instrument Date	Apr 21, 2021
Instrument	2021003993
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3503 SENECA ST, 3503, SAINT JOSEPH, MO 64507-2032

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3503 SENECA ST, SAINT JOSEPH, MO 64507-2032

Mortgage

Document Number	2021003994
Date	Apr 21, 2021
Instrument	2021003994

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 29, 2017
Property Address	3503 SENECA ST, SAINT JOSEPH, MO 64507-2032
Document Number	2017002723
Instrument Date	Mar 29, 2017
Instrument	2017002723
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 SENECA ST, SAINT JOSEPH, MO 64507-2032

Mortgage

Document Number	2017002724
Date	Mar 29, 2017
Instrument	2017002724

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2032

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2023
Min Rate At Change	3.75%
Max Rate At Change	6.5%

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$695.00	$9,680 (+14.29%) Land $1,900 Building $7,780	$50,960 (+14.26%) Land $10,000 Building $40,960
2024	$695.00 (+24.55%)
2023	$558.00 (-0.71%)	$8,470 (-) Land $1,900 Building $6,570	$44,600 (-) Land $10,000 Building $34,600
2022	$562.00	$8,470 Land $1,900 Building $6,570
2021			$44,600 Land $10,000 Building $34,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
United Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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