3438 Oak Ln, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3438 Oak Ln, Cincinnati, OH 45209

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,480 sqft · built 1941
Lot Size	0.18 acres (7,884 sqft)
Owner	Trust Name on Record
Last Sale	$175,000 (Mar 2016)
Tax Bill	$6,226 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-0002-0092-00`

Property Details

APN / Parcel Number

Primary APN	`039-0002-0092-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Finished Area
1st Floor Area	1,480 sqft
Basement Area	1,480 sqft

Exterior

Year Built	Built 1941
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,884 sqft (0.18 acres)
Lot Dimensions	91 ft deep x 86 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3438 OAK LN
City	CINCINNATI
State	OH
Zip	45209-1825
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	N S OAK LN 84 X 91 253 FTEAST OF MARBURG PT LT 28 A FERRIS EST PARS 92 & 423 CONS
Legal Subdivision	FERRIS
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3000
Census Tract	5302

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	37 SOUTHWOOD DR, ALEXANDRIA, KY 41001-9291
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2016 · Amount on Record
Deed Sale	Mar 3, 2016 · Amount on Record
Deed Document Number	0000019194
Deed Book / Page	013115 / 002019
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3438 OAK LN, CINCINNATI, OH 45209-1825
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006608
Date	Nov 21, 2017
Instrument	17-0106608

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,226.00 (+0.13%)	$97,979 (-) Land $40,425 Building $57,554
2024	$6,218.00 (-0.18%)	$97,979 (-) Land $40,425 Building $57,554
2023	$6,229.00 (+25.01%)	$97,979 (+39.1%) Land $40,425 Building $57,554	$279,940 (+39.1%) Land $115,500 Building $164,440
2022	$4,983.00	$70,438 Land $37,191 Building $33,247
2020			$201,250 Land $106,260 Building $94,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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