Hamilton County property record for 3431 Oak Ln, Cincinnati, OH 45209
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,261 sqft · built 1941 |
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Nov 2007) |
| Tax Bill | $6,050 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0002-0424-00 |
| Primary APN | 039-0002-0424-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,261 sqft Living Area |
| 1st Floor Area | 761 sqft |
| 2nd Floor Area | 500 sqft |
| Upper Floors Area | 500 sqft |
| Basement Area | 737 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,964 sqft (0.091 acres) |
| Lot Dimensions | 91 ft deep x 42 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3431 OAK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45209-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3431 OAK LN 42 X 91.75 PT LOT 28 A FERRIS SUB |
| Legal Subdivision | A FERRIS SUB |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5302 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3431 OAK LN, CINCINNATI, OH 45209-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2007 · Amount on Record |
| Deed Sale | Nov 19, 2007 · Amount on Record |
| Prior Sale | Jul 9, 2002 · Amount on Record |
| Deed Document Number | 07-163201 |
| Deed Book / Page | 10704 / 00001 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,050.00 (+3.14%) | $98,252 (-) Land $37,079 Building $61,173 | |
| 2024 | $5,866.00 (-2.22%) | $98,252 (-) Land $37,079 Building $61,173 | |
| 2023 | $5,999.00 (-1.46%) | $98,252 (+9.84%) Land $37,079 Building $61,173 | $280,720 (+9.84%) Land $105,940 Building $174,780 |
| 2022 | $6,088.00 Homeowner's exemption | $89,450 Land $34,097 Building $55,353 | |
| 2020 | $255,570 Land $97,420 Building $158,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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