Hamilton County property record for 3435 Oak Ln, Cincinnati, OH 45209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,964 sqft · built 1941 |
| Lot Size | 0.094 acres (4,138 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Nov 2024) |
| Tax Bill | $7,379 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0002-0475-00 |
| Primary APN | 039-0002-0475-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,964 sqft Living Area |
| 1st Floor Area | 982 sqft |
| 2nd Floor Area | 982 sqft |
| Upper Floors Area | 982 sqft |
| Basement Area | 1,066 sqft |
| Finished Basement | 530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 4,138 sqft (0.094 acres) |
| Lot Dimensions | 91 ft deep x 42 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 84 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3435 OAK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45209-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3435 OAK LN 42 X 91.75 PT LOT 28 A FERRIS SUB |
| Legal Subdivision | A FERRIS SUB |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5302 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3435 OAK LN, CINCINNATI, OH 45209-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on Record |
| Deed Sale | Nov 19, 2024 · Amount on Record |
| Prior Sale | Aug 27, 2021 · Amount on Record |
| Deed Document Number | 0000082554 |
| Deed Book / Page | 15296 / 1967 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 27, 2021 |
| Property Address | 3435 OAK LN, CINCINNATI, OH 45209-1824 |
| Document Number | 0000103834 |
| Book / Page | 14490 / 1002 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021-0103834 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,027.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3435 OAK LN, CINCINNATI, OH 45209-1824 |
| Document Number | 0000103835 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-0103835 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,379.00 (+3.13%) | $119,875 (-) Land $37,079 Building $82,796 | |
| 2024 | $7,155.00 (-2.21%) | $119,875 (-) Land $37,079 Building $82,796 | |
| 2023 | $7,317.00 (+9.75%) | $119,875 (+22.36%) Land $37,079 Building $82,796 | $342,500 (+22.36%) Land $105,940 Building $236,560 |
| 2022 | $6,667.00 Homeowner's exemption | $97,969 Land $34,097 Building $63,872 | |
| 2020 | $279,910 Land $97,420 Building $182,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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