3435 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 3435 Flagler Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,286 sqft · built 1958
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2017)
Tax Bill	$3,705 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00052670-000000`

Property Details

APN / Parcel Number

Primary APN	`00052670-000000`
Alternative APN	`1053317`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	248 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1053317
Street Address	3435 FLAGLER AVE
City	KEY WEST
State	FL
Zip	33040-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW KW FWDN SUB PLAT 1 PB1-155 LOTS 6, 7 & 8 SQR 5 G41-244/45 G41-428/29 OR785-2053 OR786-78D/C OR795-1449 OR798-2371
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	KEY WEST FOUNDATION CO PLAT NO 1
Legal Lot Number	6-8 7
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3019
Census Tract	971900

Owner

3435 Flagler Ave is owned and occupied by an individual who bought it in October 2017.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3435 FLAGLER AVE, KEY WEST, FL 33040-4607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	Nov 15, 2001 · Amount on File
Deed Document Number	2141645
Deed Book / Page	2877 / 0291
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3435 FLAGLER AVE, KEY WEST, FL 33040-4607
Document Number	0030321992
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3435 FLAGLER AVE KEY WEST FL 330404607, KEY WEST, FL 33040-4607

Mortgage

Document Number	0030321992
Date	Jul 21, 2020
Book Page	003032/001992
Instrument	2273811

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 30, 2017
Property Address	3435 FLAGLER AVE, KEY WEST, FL 33040-4607
Document Number	0028770291
Book / Page	2877 / 0291
Map Reference	MB1 PG155
Instrument Date	Oct 18, 2017
Instrument	2141645
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 SPRING ST, 40, FRIDAY HARBOR, WA 98250-7199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 CINDY AVE, KEY WEST, FL 33040-4408

Mortgage

Document Number	0002141646
Date	Oct 30, 2017
Instrument	2141646

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1 Months
Due	Nov 27, 2017

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$445,632	$619,221 Land $430,650 Building $188,571
2024	$3,705.00 (+1.9%)
2023	$3,636.00 (+4.57%) Homeowner's exemption	$420,460 (+3%)	$648,750 (+21.38%) Land $475,020 Building $173,730
2022	$3,477.00 Homeowner's exemption	$408,214	$534,457 Land $370,620 Building $163,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3435 Flagler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 298 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	298 in force
Nearby Flood Claims	232 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 32 claims Hurricane Wilma, Nov 2005 · 134 claims Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3435 Flagler Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

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