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3440 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 3440 Flagler Ave, Key West, FL 33040

Property Summary

Property TypeDuplex
Details3 bd · 5 ba · 1,813 sqft · built 1958
Lot Size0.157 acres (6,840 sqft)
Owner2 Individual Names on File
Last Sale$34,000 (Nov 2004)
Tax Bill$5,517 (2024)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00068590-000000

Property Details

APN / Parcel Number

Primary APN00068590-000000
Alternative APNs
  • 01010100068590000000
  • 1072486

Interior

Bedrooms3 Beds
Full Baths5 Baths
Units2 Units
Stories1 Story
Building Area1,813 sqft Living Area
1st Floor Area1,813 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2000
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,840 sqft (0.157 acres)
Lot Dimensions114 ft deep x 60 ft wide

Exterior Amenities

Pool Area150 sqft
PorchOpen Porch
Porch Area189 sqft
Deck Area336 sqft
Patio Area1,133 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1072486
Street Address3440 FLAGLER AVE
CityKEY WEST
StateFL
Zip33040-4608
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeSF-2
Legal DescriptionKW RIVIERA SHORES SUBDIVISION PB 3-148 LOT 2 BLK 1 OR203-84/85 OR554-410 OR1439-283/285Q/C OR1603-759/760
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionRIVIERA SHORES SUB
Legal Block1
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2004
Census Tract972000

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3440 FLAGLER AVE, KEY WEST, FL 33040-4608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2004 · Amount on File
Deed SaleNov 24, 2004 · Amount on File
Prior SaleNov 8, 1999 · Amount on File
Deed Document Number20041480876
Deed Book / Page2061 / 1183
Prior Transfer DateNov 1, 2004
Prior Transfer Doc0001480876
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3440 FLAGLER AVE, KEY WEST, FL 33040-4608
Transaction TypeMortgage
Record UpdatedDec 29, 2021
Title CompanyFIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031410862
DateDec 6, 2021
Book Page3141/862
Instrument2351484
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$617,479 (+1.42%)$749,065 (-4.18%) Land $415,325 Building $333,740
2024$5,517.00 (+2.97%)
2023$5,358.00 (+7.7%) Homeowner's exemption$608,857 (+8.4%)$781,775 (+15.85%) Land $458,116 Building $323,659
2022$4,975.00 Homeowner's exemption$561,658$674,817 Land $357,431 Building $317,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 247 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies415 units insured
incl. 168 condo units
Nearby Flood Claims496 (1980–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 33 claims
  • Hurricane Wilma, Oct 2005 · 321 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

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