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3426 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 3426 Flagler Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,897 sqft · built 1958
Lot Size0.157 acres (6,840 sqft)
Owner2 Individual Names on Record
Last Sale$1,149,000 (Dec 2021)
Tax Bill$9,992 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2017 Transfer
Flood ZoneZone AE (high risk)
APN00068620-000000

Property Details

APN / Parcel Number

Primary APN00068620-000000
Alternative APNs
  • 01010100068620000000
  • 1072516

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,897 sqft Living Area
1st Floor Area1,897 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,840 sqft (0.157 acres)
Lot Dimensions114 ft deep x 60 ft wide

Exterior Amenities

Pool Area420 sqft
PorchOpen Porch
Porch Area360 sqft
Deck Area126 sqft
Patio Area957 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1072516
Street Address3426 FLAGLER AVE
CityKEY WEST
StateFL
Zip33040-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionKW RIVIERA SHORES SUBDIVISION PB3-148 LOT 5 BLK 1 OR194-551 OR404-279 OR1178-311 OR1679-772 OR1720-1766 OR2111-1333 OR2857-2426 OR3144-0534
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionRIVIERA SHORES SUB
Legal Block1
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2004
Census Tract972000

Owner

Source: Monroe County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3426 FLAGLER AVE, KEY WEST, FL 33040-4608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 5, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleMay 9, 2005 · Amount on Record
Deed Document Number20212353562
Deed Book / Page3144 / 534
Prior Transfer DateJun 2, 2017
Prior Transfer Doc0028572426
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 20, 2021
Property Address3426 FLAGLER AVE, KEY WEST, FL 33040-4608
Document Number0031440534
Book / Page3144 / 534
Map ReferenceMB 3 PG 148
Instrument DateDec 17, 2021
Instrument2353562
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,043.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3426 FLAGLER AVE, 3426, KEY WEST, FL 33040-4608

Transferred To (Grantee/Buyer)

NameVerified Name
Address3426 FLAGLER AVE, KEY WEST, FL 33040-4608

Mortgage

Document Number0003144536
DateDec 20, 2021
Instrument3144/536
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJun 5, 2017
Property Address3426 FLAGLER AVE, KEY WEST, FL 33040-4608
Document Number0028572426
Book / Page002857 / 002426
Instrument DateJun 2, 2017
Instrument2125976
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3426 FLAGLER AVE KEY WEST FL 330404608, KEY WEST, FL 33040-4608

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,228,985 (+7.82%)$1,249,915 (+9.66%) Land $660,060 Building $589,855
2024$9,992.00 (+5.75%)
2023$9,449.00 (+11.93%) Homeowner's exemption$1,139,816 (+17.65%) Land $581,400 Building $558,416$1,139,816 (+17.65%) Land $581,400 Building $558,416
2022$8,442.00$968,800 Land $403,560 Building $565,240$968,800 Land $403,560 Building $565,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 247 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies415 units insured
incl. 168 condo units
Nearby Flood Claims496 (1980–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 33 claims
  • Hurricane Wilma, Oct 2005 · 321 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

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