St. Louis County property record for 3435 Breezy Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 0.5 ba · 480 sqft · built 1978 |
| Lot Size | 0.518 acres (22,572 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,896 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0090-00460 |
| Primary APN | 387-0090-00460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 0.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Gross Area |
| 1st Floor Area | 480 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 22,572 sqft (0.518 acres) |
| Garage Area | 320 sqft |
| Boat House | 264 sqft |
| Sauna | Sauna |
| Heating Fuel | Propane |
|---|
| Account Number | 1114961 |
|---|---|
| Street Address | 3435 BREEZY POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 46 SERIAL # |
| Legal Subdivision | BREEZY POINT TOWN OF GREENWOOD |
| Legal Lot Number | 46 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1250 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5664 SAINT LOUIS RIVER RD, DULUTH, MN 55810-9711 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| Aug 13, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2021 |
| Transfer Doc | 0001421817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3435 BREEZY POINT RD, TOWER, MN 55790 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5664 SAINT LOUIS RIVER RD, DULUTH, MN 55810-9711 |
| Document Number | 0001434548 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 1434548 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 13, 2021 |
| Property Address | 3435 BREEZY POINT RD, TOWER, MN 55790 |
| Document Number | 0001421817 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 1421817 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5664 SAINT LOUIS RIVER RD, DULUTH, MN 55810-9711 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,896.00 (+11.92%) | ||
| 2025 | $1,694.00 (-0.82%) | $207,000 (+4.28%) Land $173,000 Building $34,000 | $207,000 (+4.28%) Land $173,000 Building $34,000 |
| 2024 | $1,708.00 | $198,500 (+8.29%) Land $166,000 Building $32,500 | $198,500 (+8.29%) Land $166,000 Building $32,500 |
| 2022 | $183,300 Land $153,800 Building $29,500 | $183,300 Land $153,800 Building $29,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Verizon.
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