3429 Breezy Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3429 Breezy Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 890 sqft · built 1998
Lot Size	0.473 acres (20,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2017)
Tax Bill	$3,232 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-0090-00495`

Property Details

APN / Parcel Number

Primary APN	`387-0090-00495`
Alternative APN	`1034440`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	890 sqft Gross Area
1st Floor Area	674 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,616 sqft (0.473 acres)
Deck Area	25 sqft
Cabin	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1034440
Street Address	3429 BREEZY POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 49 EX THAT PART BEGINNING AT NW CORNEROF SAID LOT 49; THENCE S52DEG30'W ALONG NWBOUNDARY LINE TO THE WATER'S EDGE OF
Legal Subdivision	BREEZY POINT PLAT
Legal Lot Number	49
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1250
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2715 HUNTINGTON AVE, MINNEAPOLIS, MN 55416-3917
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Jun 3, 2013 · Amount on Record
Deed Document Number	20171313428
Last Transfer Date	Aug 22, 2024
Transfer Doc	0001494156
Record Updated	Sep 20, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 19, 2017
Property Address	3429 BREEZY POINT RD, TOWER, MN 55790
Document Number	00A1313428
Instrument Date	Jul 14, 2017
Instrument	A1313428
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2715 HUNTINGTON AVE ST LOUIS PARK MN 554163917, ST LOUIS PARK, MN 55416-3917

Mortgage

Document Number	A1313429
Date	Jul 19, 2017
Instrument	A1313429

Lender

Name	NORTHSTAR CU
Type	Credit Union
Address	COOK, MN 55723

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,232.00 (+10.46%)
2025	$2,926.00 (-0.95%)	$356,300 (+2.86%) Land $186,300 Building $170,000	$356,300 (+2.86%) Land $186,300 Building $170,000
2024	$2,954.00	$346,400 (+8.97%) Land $178,900 Building $167,500	$346,400 (+8.97%) Land $178,900 Building $167,500
2022		$317,900 Land $165,500 Building $152,400	$317,900 Land $165,500 Building $152,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon.

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