St. Louis County property record for 3430 Breezy Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,924 sqft · built 2009 |
| Lot Size | 0.162 acres (7,093 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,730 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0090-00200 |
| Primary APN | 387-0090-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,924 sqft Gross Area |
| 1st Floor Area | 1,768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 7,093 sqft (0.162 acres) |
| Garage Area | 728 sqft |
| Porch | Slab |
| Porch Area | 325 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1131115 |
|---|---|
| Street Address | 3430 BREEZY POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8179 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0020 BLOCK:000 SERIAL # |
| Legal Subdivision | BREEZY POINT |
| Legal Lot Number | 20 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1250 |
| Census Tract | 15502 |
3430 Breezy Point Rd, a residential property, is held in a trust since March 2015.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 16334 W BONITA PARK DR, SURPRISE, AZ 85387-2715 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Feb 1, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2015 |
| Transfer Doc | 0001327046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3430 BREEZY POINT RD, TOWER, MN 55790-8179 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12560 OKINAWA CIR NE E, BLAINE, MN 55449-6215 |
| Document Number | 0001410361 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 1410361 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 1, 2018 |
| Property Address | 3430 BREEZY POINT RD, TOWER, MN 55790-8179 |
| Document Number | 00A1327046 |
| Instrument Date | Mar 13, 2015 |
| Instrument | A1327046 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 12560 OKINAWA CIR #E BLAINE MN 554496216, E, BLAINE, MN 55449-6216 |
The 2026 property tax bill for 3430 Breezy Point Rd was $5,730, up 12.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,730.00 (+12.75%) | ||
| 2025 | $5,082.00 (-5.26%) | $608,200 (+4.11%) Land $180,600 Building $427,600 | $608,200 (+4.11%) Land $180,600 Building $427,600 |
| 2024 | $5,364.00 | $584,200 Land $172,400 Building $411,800 | $584,200 Land $172,400 Building $411,800 |
| 2022 | $554,900 Land $160,400 Building $394,500 | $554,900 Land $160,400 Building $394,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3430 Breezy Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3430 Breezy Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Verizon.
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