3435 28th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 3435 28th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,164 sqft · built 1995
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Sep 2020)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-2296-00077-000`

Property Details

APN / Parcel Number

Primary APN	`01-2296-00077-000`

Interior

Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide

Location & Zoning

Street Address	3435 28TH AVE S
City	FARGO
State	ND
Zip	58103-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 6 BLOCK: 2 ADDITION: PARKVIEW SOUTH 4TH ADDITIONAL: PARKVIEW SOUTH 4TH E 15' OF LOT 6 BLK 2 W 65' OF LOT 7 **10-16-95
Legal Subdivision	PARKVIEW SOUTH 4TH
Legal Block	2
Legal Lot Number	6-7
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1013
Census Tract	10308

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3435 28TH AVE S, FARGO, ND 58103-7860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage CAPITAL CU
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CU
Nov 5, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	20201605605
Prior Transfer Date	Apr 19, 2013
Prior Transfer Doc	0000084735
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3435 28TH AVE S, FARGO, ND 58103-7860
Document Number	0001605606
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3435 28TH ST S FARGO ND 58104, FARGO, ND 58104

Mortgage

Document Number	0001605606
Date	Sep 21, 2020
Instrument	1605606

Lender

Name	CAPITAL CU
Type	Credit Union
Address	BISMARCK, ND 58501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 21, 2020
Property Address	3435 28TH AVE S, FARGO, ND 58103-7860
Document Number	0001605605
Instrument Date	Sep 11, 2020
Instrument	1605605
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	THE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3435 28TH AVE S, FARGO, ND 58103-7860

Mortgage

Document Number	0001605606
Date	Sep 21, 2020
Instrument	1605606

Lender

Name	CAPITAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Nov 5, 2018
Property Address	3435 28TH AVE S, FARGO, ND 58103-7860
Document Number	0001551012
Instrument Date	Jun 1, 2018
Instrument	1551012
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3435 28TH AVE S FARGO ND 581037860, FARGO, ND 58103-7860

Mortgage

Document Number	1551013
Date	Nov 5, 2018
Instrument	1551013

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,596.00 (-22.67%)	$180,900 (+1%) Land $39,300 Building $141,600	$361,800 (+1%) Land $78,600 Building $283,200
2023	$4,650.00	$164,450 Land $39,300 Building $125,150	$328,900 Land $78,600 Building $250,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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