3414 28th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 3414 28th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	2,253 sqft · built 1994
Lot Size	0.265 acres (11,563 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Sep 2023)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2294-00590-000`

Property Details

APN / Parcel Number

Primary APN	`01-2294-00590-000`

Interior

Building Area	2,253 sqft Living Area
1st Floor Area	1,525 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Lot Area	11,563 sqft (0.265 acres)
Lot Dimensions	136 ft deep x 91 ft wide

Location & Zoning

Street Address	3414 28TH AVE S
City	FARGO
State	ND
Zip	58103-7845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 23 BLOCK: 3 ADDITION: PARKVIEW SOUTH 2ND ADDITIONAL: PARKVIEW SOUTH 2ND LT 23 BLK 3
Legal Subdivision	PARKVIEW SOUTH 2ND
Legal Block	3
Legal Lot Number	23
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1009
Census Tract	10308

Owner

3414 28th Ave S is owned and occupied by two individuals who bought it in September 2023.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3414 28TH AVE S, FARGO, ND 58103-7845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Sep 17, 2012 · Amount on File
Deed Document Number	20231696586
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 1, 2023
Property Address	3414 28TH AVE S, FARGO, ND 58103-7845
Document Number	0001696586
Instrument Date	Aug 31, 2023
Instrument	1696586
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	PLAINS TITLE LLC, PLAINS TITLE LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3414 28TH AVE S, FARGO, ND 58103-7845

Mortgage

Document Number	0001696588
Date	Sep 1, 2023
Instrument	1696588

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3414 28th Ave S was $4,496.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,496.00	$215,700 Land $40,300 Building $175,400	$431,400 Land $80,600 Building $350,800
2023	$5,208.00 (+12.48%)	$186,750 (+14.99%) Land $40,300 Building $146,450	$373,500 (+14.99%) Land $80,600 Building $292,900
2022	$4,630.00	$162,400 Land $40,300 Building $122,100	$324,800 Land $80,600 Building $244,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3414 28th Ave S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3414 28th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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