3430 28th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 3430 28th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,272 sqft · built 1995
Lot Size	0.274 acres (11,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Nov 2024)
Tax Bill	$3,847 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-2294-00620-000`

Property Details

APN / Parcel Number

Primary APN	`01-2294-00620-000`

Interior

Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Lot Area	11,938 sqft (0.274 acres)
Lot Dimensions	140 ft deep x 86 ft wide

Location & Zoning

Street Address	3430 28TH AVE S
City	FARGO
State	ND
Zip	58103-7845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 26 BLOCK: 3 ADDITION: PARKVIEW SOUTH 2ND ADDITIONAL: PARKVIEW SOUTH 2ND LT 26 BLK 3
Legal Subdivision	PARKVIEW SOUTH 2ND
Legal Block	3
Legal Lot Number	26
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1009
Census Tract	10308

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3430 28TH AVE S, FARGO, ND 58103-7845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit BELL BANK
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Nov 10, 2020	Warranty Deed, Transfer THE TITLE SERVICES GROUP, THE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	20241724869
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3430 28TH AVE S, FARGO, ND 58103-7845
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 28TH AVE S, FARGO, ND 58103-7845

Mortgage

Document Number	0001677518
Date	Oct 14, 2022
Instrument	1677518

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2027

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3430 28TH AVE S, FARGO, ND 58103-7845
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001645806
Date	Sep 20, 2021
Instrument	1645806

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Nov 10, 2020
Property Address	3430 28TH AVE S, FARGO, ND 58103-7845
Document Number	0001611914
Instrument Date	Nov 9, 2020
Instrument	1611914
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 28TH AVE S FARGO ND 581037845, FARGO, ND 58103-7845

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,847.00 (-21.02%)	$190,250 (+1%) Land $41,250 Building $149,000	$380,500 (+1%) Land $82,500 Building $298,000
2023	$4,871.00	$172,950 Land $41,250 Building $131,700	$345,900 Land $82,500 Building $263,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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