3433 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3433 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,041 sqft · built 1928
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Mar 2006)
Tax Bill	$14,969 (2025)
Deeds & Mortgages	Apr 2024 Transfer Sep 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`038-0006-0005-00`

Property Details

APN / Parcel Number

Primary APN	`038-0006-0005-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,041 sqft Living Area
Gross Area	4,809 sqft
1st Floor Area	1,582 sqft
2nd Floor Area	1,004 sqft
Attic	Attic
Attic Area	455 sqft
Basement Area	1,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	157 ft deep x 220 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	225 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3433 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	3433 OBSERVATORY RD 63.46 X 157.77 IRR LOT 5 OBSERVATORY HTS SUB
Legal Subdivision	OBSERVATORY HTS SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	4800

Owner

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3433 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Transfer on Death Deed, Transfer
Sep 20, 2023	Intrafamily Transfer, Transfer
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SIDE BK
Aug 4, 2018	Deed of Trust, Mortgage NORTH SIDE BK
Jun 22, 2017	Loan Modification, Mortgage · Conventional Mortgage NORTH SIDE BK
Dec 13, 2016	Loan Modification, Mortgage · Line of Credit NORTH SIDE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2006 · Amount on Record
Deed Sale	Mar 24, 2006 · Amount on Record
Prior Sale	May 15, 2003 · Amount on Record
Deed Document Number	200644701
Deed Book / Page	10199 / 325
Last Transfer Date	Apr 18, 2024
Transfer Doc	0000027311
Record Updated	Sep 20, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 25, 2024
Property Address	3433 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Document Number	0000027311
Book / Page	15153 / 534
Map Reference	MB 29 PG 80
Instrument Date	Apr 2, 2024
Instrument	2024-0027311
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3433 OBSERVATORY AVE, CINCINNATI, OH 45208-2537

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Sep 20, 2023
Property Address	3433 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Document Number	0000066997
Book / Page	15004 / 1268
Map Reference	MB 29 PG 80
Instrument Date	Aug 30, 2023
Instrument	2023-0066997
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 OBSERVATORY AVE, CINCINNATI, OH 45208-2537

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3433 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Document Number	0000061899
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	BUCKEYE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3433 OBSERVATORY AVE CINCINNATI OH 452082537, CINCINNATI, OH 45208-2537

Mortgage

Document Number	0000061899
Date	Jun 29, 2020
Book Page	014199/001729
Instrument	61899

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223-2287

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3433 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Document Number	0000069365
Instrument Date	Aug 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	BUCKEYE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3433 OBSERVATORY AVE CINCINNATI OH 452082537, CINCINNATI, OH 45208-2537

Mortgage

Document Number	0000069365
Date	Aug 8, 2018
Book Page	013727/000998
Instrument	69365

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 7, 2038

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3433 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Document Number	0000073180
Book / Page	013479 / 001243
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3433 OBSERVATORY AVE CINCINNATI OH 452082537, CINCINNATI, OH 45208-2537

Mortgage

Document Number	0000073180
Date	Aug 11, 2017
Book Page	013479/001243
Instrument	73180

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3433 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Document Number	0000005570
Instrument Date	Dec 13, 2016
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3433 OBSERVATORY AVE CINCINNATI OH 452082537, CINCINNATI, OH 45208-2537

Mortgage

Document Number	0000005570
Date	Jan 18, 2017
Instrument	5570

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,969.00 (-0.37%)	$251,027 (-) Land $83,678 Building $167,349	$717,220 (-) Land $239,080 Building $478,140
2024	$15,024.00 (-2.2%)	$251,027 (-) Land $83,678 Building $167,349
2023	$15,362.00 (-18.2%)	$251,027 (-8.88%) Land $83,678 Building $167,349	$717,220 (-8.88%) Land $239,080 Building $478,140
2022	$18,779.00 Homeowner's exemption	$275,489 Land $73,854 Building $201,635
2020			$787,110 Land $211,010 Building $576,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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