3417 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3417 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,660 sqft · built 1928
Lot Size	0.173 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,900 (Oct 1991)
Tax Bill	$11,378 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-0006-0006-00`

Property Details

APN / Parcel Number

Primary APN	`038-0006-0006-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,660 sqft Living Area
1st Floor Area	1,094 sqft
2nd Floor Area	1,058 sqft
Attic	Attic
Attic Area	508 sqft
Basement Area	1,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,579 sqft (0.173 acres)
Lot Dimensions	137 ft deep x 64 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	162 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3417 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3417 OBSERVATORY RD 64.15 X 137.09 IRR LOT 6 OBSERVATORY HTS SUB
Legal Subdivision	OBSERVATORY HEIGHTS SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	4800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3417 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 1991 · Amount on Record
Deed Sale	Oct 17, 1991 · Amount on Record
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3417 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 OBSERVATORY AVE, CINCINNATI, OH 45208-2537

Mortgage

Document Number	0200104121
Date	Oct 8, 2020
Book Page	14270/794
Instrument	2020-0104121

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,378.00 (+3.14%)	$184,860 (-) Land $78,792 Building $106,068
2024	$11,032.00 (-2.21%)	$184,860 (-) Land $78,792 Building $106,068
2023	$11,281.00 (-9.9%)	$184,860 (+0.42%) Land $78,792 Building $106,068	$528,170 (+0.42%) Land $225,120 Building $303,050
2022	$12,521.00 Homeowner's exemption	$184,086 Land $69,538 Building $114,548
2020			$525,960 Land $198,680 Building $327,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Observatory Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures