3409 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3409 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,272 sqft · built 1925
Lot Size	0.281 acres (12,249 sqft)
Owner	Individual Name on Record
Last Sale	$14,000 (Jan 2016)
Tax Bill	$10,428 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-0003-0094-00`

Property Details

APN / Parcel Number

Primary APN	`038-0003-0094-00`
Alternative APN	`0380003008200`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,272 sqft Living Area
1st Floor Area	1,220 sqft
2nd Floor Area	1,052 sqft
Basement Area	1,220 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,249 sqft
Lot Dimensions	164 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	0380003008200
Street Address	3409 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3409 OBSERVATORY PL 0.2812 AC R2 T4 S21 PT LOT 2 PHILIP JONES ESTSUB
Legal Subdivision	PHILIP JONES ESTATE SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	4800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3409 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2016 · Amount on Record
Deed Sale	Jan 7, 2016 · Amount on Record
Prior Sale	Jul 28, 2006
Deed Document Number	0000001684
Deed Book / Page	013077 / 001167
Last Transfer Date	Apr 7, 2021
Transfer Doc	0000043469
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Apr 7, 2021
Property Address	3409 OBSERVATORY AVE, CINCINNATI, OH 45208-2537
Document Number	0000043469
Book / Page	14391 / 1168
Instrument Date	Mar 26, 2021
Instrument	2021-0043469
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 OBSERVATORY AVE, CINCINNATI, OH 45208-2537

Mortgage

Document Number	0000043470
Date	Apr 7, 2021
Instrument	2021-0043470

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,428.00 (+3.06%)	$166,086 (-) Land $79,618 Building $86,468
2024	$10,118.00 (-0.23%)	$166,086 (-) Land $79,618 Building $86,468
2023	$10,141.00 (+10.42%)	$166,086 (+23.13%) Land $79,618 Building $86,468	$474,530 (+23.13%) Land $227,480 Building $247,050
2022	$9,184.00 Homeowner's exemption	$134,891 Land $65,972 Building $68,919
2020			$385,400 Land $188,490 Building $196,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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