34323 S Koster Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 34323 S Koster Rd, Tracy, CA 95304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,505 sqft · built 1952
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,962 (2026)
Deeds & Mortgages	Aug 2018 Reverse Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-090-360-000`

Property Details

APN / Parcel Number

Primary APN	`255-090-360-000`
Alternative APN	`255-090-36`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,505 sqft Living Area
1st Floor Area	1,505 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Custom Design
Construction Type	Masonry / Concrete Block
Lot Area	33,977 sqft (0.78 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	255-090-36
Street Address	34323 S KOSTER RD
City	TRACY
State	CA
Zip	95304-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG40
Legal Description	PARCEL MAPS 9 PG 207 LOT B
Legal Subdivision	9-207, PARCEL MAP
Legal Block	2
Legal Lot Number	B
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2029
Census Tract	5502

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	34323 S KOSTER RD, TRACY, CA 95304-9320
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2018	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Aug 2, 2018	Deed of Trust, Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 27, 2009
Transfer Doc	0000075501
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	34323 S KOSTER RD, TRACY, CA 95304-9320
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087423
Date	Aug 7, 2018
Instrument	2018-087423

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	34323 S KOSTER RD, TRACY, CA 95304-9320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070741
Date	Jun 22, 2017
Instrument	2017-070741

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	34323 S KOSTER RD, TRACY, CA 95304-9320
Document Number	0000087424
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34323 S KOSTER RD TRACY CA 953049320, TRACY, CA 95304-9320

Mortgage

Document Number	0000087424
Date	Aug 7, 2018
Instrument	87424

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	984 Months
Due	Aug 6, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.32%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	New Jerusalem Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,962.00 (+1.51%)
2025	$2,918.00 (+4.96%)	$277,632 (+4.04%) Land $168,831 Building $108,801
2023	$2,780.00 (+1.79%) Homeowner's exemption	$266,853 Land $162,276 Building $104,577	$1,391,490
2022	$2,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1998–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: ezWave.

Nearby Properties on S Koster Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures