34111 S Koster Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 34111 S Koster Rd, Tracy, CA 95304

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,151 sqft · built 1996
Lot Size	2.97 acres (129,373 sqft)
Owner	Individual on Record
Tax Bill	$6,504 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-090-530-000`

Property Details

APN / Parcel Number

Primary APN	`255-090-530-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,151 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Construction Type	Wood
Lot Area	129,373 sqft (2.97 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	34111 S KOSTER RD
City	TRACY
State	CA
Zip	95304-9394
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	96-FM PT OF 46/PT TO 52/RD PER PM 20-43 95083115-7
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2029
Census Tract	5502

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	34111 S KOSTER RD, TRACY, CA 95304-9394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jun 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Dec 15, 2004
Last Transfer Date	Jun 18, 2019
Transfer Doc	0000063855
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	34111 S KOSTER RD, TRACY, CA 95304-9394
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34111 S KOSTER RD, TRACY, CA 95304-9394

Mortgage

Document Number	0000196768
Date	Nov 29, 2021
Instrument	2021-196768

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	34111 S KOSTER RD, TRACY, CA 95304-9394
Document Number	0000063857
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34111 S KOSTER RD TRACY CA 953049394, TRACY, CA 95304-9394

Mortgage

Document Number	0000063857
Date	Jun 18, 2019
Instrument	63857

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 18, 2019
Property Address	34111 S KOSTER RD, TRACY, CA 95304-9394
Document Number	0000063855
Map Reference	VOL 20 PG 43
Instrument Date	Apr 24, 2019
Instrument	2019-063855
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	USA NATIONAL TITLE PASADENA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34111 S DREYER RD, TRACY, CA 95304

Mortgage

Document Number	0000063856
Date	Jun 18, 2019
Instrument	2019-063856

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000063857
Date	Jun 18, 2019
Instrument	2019-063857

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	New Jerusalem Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,504.00 (+4.87%) Homeowner's exemption	$605,941 (+4.04%) Land $207,641 Building $398,300
2023	$6,202.00 (+1.76%) Homeowner's exemption	$582,414 Land $199,579 Building $382,835
2022	$6,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1998–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: ezWave.

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