3432 Perching Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3432 Perching Rd, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2006
Square Footage	2,251 sqft Living Area
Lot Size	7,492 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$300,200 (2006)
Tax Bill	$2,128.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0562-0001-0810`
Alternative APNs	`263027056200010810` `135936`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,251 sqft Living Area
Gross Area	2,808 sqft Gross Area
1st Floor	927 sqft 1st Floor
Upper Floors	1,324 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,492 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	312 sqft Pool
Deck Area	808 sqft Deck
Porch Area	116 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3432 PERCHING RD
City	SAINT CLOUD
State	FL
Zip	34772-7769
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MALLARD POND PH 1 PB 17 PGS 127-131 LOT 81
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PH 1
Legal Phase	1
Legal Tract	562
Legal Block	810
Legal Lot Number	81
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43207

Owner

Source: Osceola County records · APN 27-26-30-0562-0001-0810

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3432 PERCHING RD, SAINT CLOUD, FL 34772-7769
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2006 · Amount on Record
Deed Sale	May 08, 2006 · Amount on Record
Deed Doc Number	2006123896
Deed Book / Page	3151 / 873
Record Refreshed	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3432 PERCHING RD, SAINT CLOUD, FL 34772-7769
Transaction Type	Mortgage
Record Updated	Sep 07, 2021
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 PERCHING RD, SAINT CLOUD, FL 34772-7769

Mortgage

Document Number	0060282708
Date	Aug 24, 2021
Book Page	6028/2708
Instrument	2021131218

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,128.00 (+6.93%) Homeowner's exemption	$161,809 (+5.99%)	$347,700 (+4.57%) Land $70,000 Building $277,700
2023	$1,990.00 (+4.08%) Homeowner's exemption	$152,669 (+3%)	$332,500 (+13.99%) Land $60,000 Building $272,500
2022	$1,912.00 Homeowner's exemption	$148,223	$291,700 Land $55,000 Building $236,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 725 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.