Osceola County property record for 3430 Perching Rd, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,137 sqft Living Area |
| Lot Size | 7,492 sqft (0.172 acres) |
| Garage | Attached, 408 sqft |
| Last Sale | $520,000 (2023) |
| Tax Bill | $7,514.00 (2024) |
| Primary APN | 27-26-30-0562-0001-0800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,137 sqft Living Area |
| Gross Area | 3,630 sqft Gross Area |
| 1st Floor | 1,617 sqft 1st Floor |
| Upper Floors | 1,520 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,492 sqft (0.172 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 408 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 392 sqft Pool |
| Deck Area | 710 sqft Deck |
| Porch Area | 85 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3430 PERCHING RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7769 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MALLARD POND PH 1 PB 17 PGS 127-131 LOT 80 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | MALLARD POND PH 1 |
| Legal Phase | 1 |
| Legal Tract | 562 |
| Legal Block | 800 |
| Legal Lot Number | 80 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43207 |
Source: Osceola County records · APN 27-26-30-0562-0001-0800
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3211 VINELAND RD, KISSIMMEE, FL 34746-4907 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Oct 30, 2014 · Amount on Record |
| Deed Doc Number | 202367269 |
| Deed Book / Page | 6413 / 1678 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 25, 2023 |
| Property Address | 3430 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0064131678 |
| Book / Page | 6413 / 1678 |
| Map Reference | MB 17 PG 127-131 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023067269 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 853 JIM ROSS RD, EASTMAN, GA 31023-8437 |
| Name | Verified Name |
|---|---|
| Address | 3211 BRUTON BLVD # 243, 243, ORLANDO, FL 32805 |
| Document Number | 0064131680 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 6413/1680 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Jun 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3430 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3430 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0057921900 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 5792/1900 |
| Instrument | 2020122083 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,995.00 (-6.91%) | $390,600 (-2.84%) Land $70,000 Building $320,600 | $390,600 (-2.84%) Land $70,000 Building $320,600 |
| 2024 | $7,514.00 (+15.96%) | ||
| 2023 | $6,480.00 (+13.54%) Homeowner's exemption | $402,000 (+13.72%) Land $60,000 Building $342,000 | $402,000 (+13.72%) Land $60,000 Building $342,000 |
| 2022 | $5,707.00 | $353,500 Land $55,000 Building $298,500 | $353,500 Land $55,000 Building $298,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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