3432 Carpenter Rd, Mount Orab, OH 45154 Property Records

Brown County property record for 3432 Carpenter Rd, Mount Orab, OH 45154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1987
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Feb 2012)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003005-6`

Property Details

APN / Parcel Number

Primary APN	`003005-6`
Alternative APN	`29-056640-00-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Tile

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Account Number	003005-6
Street Address	3432 CARPENTER RD
City	MOUNT ORAB
State	OH
Zip	45154-9488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 7 GRANT ACRES SUB PIKE TWP WESTERN BRN LSD
Legal Subdivision	GRANT ACRES SUBDIVISION
Legal Lot Number	7
Jurisdiction	BROWN OH
Township / Civil Division	PIKE
Census Block Group	1
Census Block	1027
Census Tract	951301

Owner

3432 Carpenter Rd is owned and occupied by an individual who bought it in February 2012.

Source: Brown County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3432 CARPENTER RD, MOUNT ORAB, OH 45154-9488
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Oct 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Aug 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/OH VLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2012 · Amount on File
Deed Sale	Feb 29, 2012 · Amount on File
Prior Sale	Oct 26, 2011 · Amount on File
Deed Document Number	20121043
Deed Book / Page	411 / 2662
Prior Transfer Date	Nov 10, 2011
Prior Transfer Doc	0000006326
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	3432 CARPENTER RD, MOUNT ORAB, OH 45154-9488
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 CARPENTER RD, MOUNT ORAB, OH 45154-9488

Mortgage

Document Number	0000000343
Date	Jan 22, 2026
Book Page	551/1948
Instrument	202600000343

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	3432 CARPENTER RD, MOUNT ORAB, OH 45154-9488
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005861
Date	Oct 14, 2022
Book Page	519/531
Instrument	202200005861

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	3432 CARPENTER RD, MOUNT ORAB, OH 45154-9488
Document Number	0000004682
Book / Page	000474 / 001771
Instrument Date	Aug 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3432 CARPENTER RD MOUNT ORAB OH 451549488, MOUNT ORAB, OH 45154-9488

Mortgage

Document Number	0000004682
Date	Sep 6, 2017
Book Page	000474/001771
Instrument	4682

Lender

Name	FIFTH THIRD BK/OH VLY
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3432 Carpenter Rd was $1,683.

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Pike Township
Unified School District	Western Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00	$57,180 (-) Land $7,300 Building $49,880
2024	$1,683.00 (+26.26%)	$57,180 (+31.66%) Land $7,300 Building $49,880	$163,390 Land $20,870 Building $142,520
2023	$1,333.00 (+2.85%)	$43,430 (-) Land $7,690 Building $35,740
2022	$1,296.00	$43,430 Land $7,690 Building $35,740
2021			$124,090 Land $21,980 Building $102,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3432 Carpenter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3432 Carpenter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ORAB VILLAGE PWS serves 6,607 people · EPA ID OH0801011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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