3432 Cameo Dr, Unit 64, Oceanside, CA 92056 Property Records

San Diego County property record for 3432 Cameo Dr, Unit 64, Oceanside, CA 92056

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 846 sqft · built 1990
Lot Size10.2 acres (445,200 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Apr 2009)
Tax Bill$3,264 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN165-113-06-64

Property Details

APN / Parcel Number

Primary APN165-113-06-64

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area846 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Lot Area445,200 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3432 CAMEO DR, 64
CityOCEANSIDE
StateCA
Zip92056-6338
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePD-2
Legal DescriptionLOT 1 US 64PER DOC88-655810&UND INT IN TR 012196
Legal SubdivisionDEL ORO HILLS
Legal Tract012196
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18516

Owner

3432 Cameo Dr, Unit 64 is owned by an individual who acquired it in February 2014.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address315 E 56TH ST, 5C, NEW YORK, NY 10022-3731
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2009 · Amount on File
Deed SaleApr 1, 2009 · Amount on File
Prior SaleFeb 5, 2009 · Amount on File
Deed Document Number2009161747
Last Transfer DateFeb 21, 2014
Transfer Doc0000078694
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3432 CAMEO DR UNIT 64, 64, OCEANSIDE, CA 92056-6338
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000364231
DateAug 27, 2019
Instrument2019-0364231
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3432 Cameo Dr, Unit 64 was $3,264.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$261,374 (+2%) Land $181,258 Building $80,116
2025$3,264.00$256,250 Land $177,704 Building $78,546
2023$3,122.00 (+1.36%)$246,301 Land $170,804 Building $75,497
2022$3,080.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3432 Cameo Dr, Unit 64 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3432 Cameo Dr, Unit 64 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

Nearby Properties on Cameo Dr

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