3432 Cameo Dr, Unit 63, Oceanside, CA 92056 Property Records

San Diego County property record for 3432 Cameo Dr, Unit 63, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 846 sqft · built 1990
Lot Size	10.2 acres (445,200 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Nov 2025)
Tax Bill	$7,042 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-113-06-63`

Property Details

APN / Parcel Number

Primary APN	`165-113-06-63`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	846 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	445,200 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3432 CAMEO DR, 63
City	OCEANSIDE
State	CA
Zip	92056-6338
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 1 US 63PER DOC88-655810&UND INT IN TR 012196
Legal Subdivision	DEL ORO HILLS
Legal Tract	012196
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

3432 Cameo Dr, Unit 63 is owned by two individuals who bought it in November 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3432 CAMEO DR, 63, OCEANSIDE, CA 92056-6338
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Grant Deed, Transfer · VA Mortgage RSI FINANCIAL SERVICES
Mar 10, 2022	Grant Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 14, 2017	Grant Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Mar 10, 2022 · Amount on File
Deed Document Number	2025324110
Prior Transfer Date	Feb 8, 2007
Prior Transfer Doc	0000105613
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2025
Property Address	3432 CAMEO DR UNIT 63, 63, OCEANSIDE, CA 92056-6338
Document Number	0000324110
Map Reference	MAP 12196
Instrument Date	Nov 4, 2025
Instrument	2025-0324110
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3432 CAMEO DR UNIT 63, 63, OCEANSIDE, CA 92056-6338

Mortgage

Document Number	0000324112
Date	Nov 17, 2025
Instrument	2025-0324112

Lender

Name	RSI FINANCIAL SERVICES

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2022
Property Address	3432 CAMEO DR UNIT 63, 63, OCEANSIDE, CA 92056-6338
Document Number	0000108647
Map Reference	MAP 12196
Instrument Date	Feb 28, 2022
Instrument	2022-0108647
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1012 1 2 WILBUR AVE, SAN DIEGO, CA 92109

Mortgage

Document Number	0000108648
Date	Mar 10, 2022
Instrument	2022-0108648

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2017
Property Address	3432 CAMEO DR UNIT 63, 63, OCEANSIDE, CA 92056-6338
Document Number	0000168908
Map Reference	MAP12196
Instrument Date	Mar 10, 2017
Instrument	2017-0168908
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3432 CAMEO DR UNIT 63, 63, OCEANSIDE, CA 92056-6338

Mortgage

Document Number	0000168909
Date	Apr 14, 2017
Instrument	2017-0168909

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3432 Cameo Dr, Unit 63 was $7,042.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$605,000 (+1.81%) Land $439,445 Building $165,555
2025	$7,042.00	$594,271 Land $431,652 Building $162,619
2023	$6,468.00 (+44.8%)	$549,000 Land $398,000 Building $151,000
2022	$4,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3432 Cameo Dr, Unit 63 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3432 Cameo Dr, Unit 63 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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