3432 Cameo Dr, Unit 57, Oceanside, CA 92056 Property Records

San Diego County property record for 3432 Cameo Dr, Unit 57, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 846 sqft · built 1990
Lot Size	10.2 acres (445,200 sqft)
Owner	2 Individual Names on File
Last Sale	$409,000 (Feb 2021)
Tax Bill	$5,348 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-113-06-57`

Property Details

APN / Parcel Number

Primary APN	`165-113-06-57`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	846 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	445,200 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3432 CAMEO DR, 57
City	OCEANSIDE
State	CA
Zip	92056-6338
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 1 US 57PER DOC88-655810&UND INT IN TR 012196
Legal Subdivision	LOMAS DE LA JOLLA
Legal Tract	012196
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

3432 Cameo Dr, Unit 57 is owned and occupied by two individuals who bought it in February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3432 CAMEO DR, 57, OCEANSIDE, CA 92056-6338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Grant Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Apr 10, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	Apr 10, 2019 · Amount on File
Deed Document Number	2021153519
Prior Transfer Date	Oct 22, 2011
Prior Transfer Doc	0000648173
Record Updated	Oct 29, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2021
Property Address	3432 CAMEO DR UNIT 57, 57, OCEANSIDE, CA 92056-6338
Document Number	0000153519
Map Reference	MAP 12196
Instrument Date	Feb 8, 2021
Instrument	2021-0153519
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3432 CAMEO DR UNIT 57, 57, OCEANSIDE, CA 92056-6338

Mortgage

Document Number	0000153520
Date	Feb 26, 2021
Instrument	2021-0153520

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2019
Property Address	3432 CAMEO DR UNIT 57, 57, OCEANSIDE, CA 92056-6338
Document Number	0000128502
Map Reference	MAP 12196
Instrument Date	Mar 20, 2019
Instrument	2019-0128502
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 CAMEO DR UNIT 57, 57, OCEANSIDE, CA 92056-6338

Mortgage

Document Number	0000128503
Date	Apr 10, 2019
Instrument	2019-0128503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3432 Cameo Dr, Unit 57 was $5,348.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,562 (+2%) Land $275,956 Building $175,606
2025	$5,348.00	$442,709 Land $270,546 Building $172,163
2023	$5,103.00 (+1.43%)	$425,521 Land $260,042 Building $165,479
2022	$5,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3432 Cameo Dr, Unit 57 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3432 Cameo Dr, Unit 57 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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