3431 E Indigo Bay Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3431 E Indigo Bay Dr, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,367 sqft · built 2011
Lot Size0.152 acres (6,657 sqft)
Owner2 Owner Names on File
Last Sale$261,713 (Nov 2011)
Tax Bill$2,911 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN313-11-058

Property Details

APN / Parcel Number

Primary APN313-11-058

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area3,367 sqft Living Area
1st Floor Area1,719 sqft
2nd Floor Area1,648 sqft

Exterior

Year BuiltBuilt 2011
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,657 sqft (0.152 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3431 E INDIGO BAY DR
CityGILBERT
StateAZ
Zip85234-1700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionCAMERON RANCH MCR 778-46
Legal Range06E
Legal Township01S
Legal Section02
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionCAMERON RANCH
Legal Lot Number1
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1002
Census Tract422621

Owner

The current owner of 3431 E Indigo Bay Dr bought it in November 2011.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address3431 E INDIGO BAY DR, GILBERT, AZ 85234-1700
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
JMAC LENDING
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2011 · Amount on File
Deed SaleNov 28, 2011 · Amount on File
Prior SaleNov 28, 2011
Deed Document Number20110977552
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3431 E INDIGO BAY DR, GILBERT, AZ 85234-1700
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 E INDIGO BAY DR, GILBERT, AZ 85234-1700

Mortgage

Document Number0000164184
DateFeb 23, 2022
Instrument20220164184
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3431 E INDIGO BAY DR, GILBERT, AZ 85234-1700
Document Number0000735893
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3431 E INDIGO BAY DR GILBERT AZ 852341700, GILBERT, AZ 85234-1700

Mortgage

Document Number0000735893
DateAug 12, 2020
Instrument735893
Lender
NameJMAC LENDING
TypeFunding / Finance Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 11, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3431 E INDIGO BAY DR, GILBERT, AZ 85234-1700
Document Number0000844748
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedOct 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3431 E INDIGO BAY DR GILBERT AZ 852341700, GILBERT, AZ 85234-1700

Mortgage

Document Number0000844748
DateOct 23, 2019
Instrument844748
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueOct 22, 2046

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3431 E INDIGO BAY DR, GILBERT, AZ 85234-1700
Document Number0000075585
Instrument DateJan 30, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3431 E INDIGO BAY DR GILBERT AZ 852341700, GILBERT, AZ 85234-1700

Mortgage

Document Number0000075585
DateFeb 4, 2019
Instrument75585
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3431 E Indigo Bay Dr was $2,911.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,500$565,000 Land $113,000 Building $452,000
2025$2,911.00
2024$56,800$568,000 Land $113,600 Building $454,400
2023$2,823.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3431 E Indigo Bay Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3431 E Indigo Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
CenturyLink
DSL
140 / 20

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on E Indigo Bay Dr

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