3165 E Indigo Bay Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3165 E Indigo Bay Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,274 sqft · built 1997
Lot Size	0.198 acres (8,638 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Mar 2025)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-08-395`

Property Details

APN / Parcel Number

Primary APN	`304-08-395`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,274 sqft Living Area
1st Floor Area	2,274 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,638 sqft (0.198 acres)
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3165 E INDIGO BAY DR
City	GILBERT
State	AZ
Zip	85234-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	CARRIAGE LANE 10 MCR 399-47
Legal Range	06E
Legal Township	01S
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	CARRIAGE LANE 10
Legal Lot Number	130
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422620

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3165 E INDIGO BAY DR, GILBERT, AZ 85234-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on Record
Deed Sale	Mar 6, 2025 · Amount on Record
Prior Sale	Apr 3, 2008 · Amount on Record
Deed Document Number	20250121134
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 6, 2025
Property Address	3165 E INDIGO BAY DR, GILBERT, AZ 85234-1528
Document Number	0000121134
Map Reference	MB 389 PG 47
Instrument Date	Feb 28, 2025
Instrument	20250121134
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3165 E INDIGO BAY DR, GILBERT, AZ 85234-1528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3165 E INDIGO BAY DR, GILBERT, AZ 85234-1528
Investor	Possibly a Property Investor

Mortgage

Document Number	0000121135
Date	Mar 6, 2025
Instrument	20250121135

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3165 E INDIGO BAY DR, GILBERT, AZ 85234-1528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435452
Date	Jun 15, 2017
Instrument	2017-0435452

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3165 E INDIGO BAY DR, GILBERT, AZ 85234-1528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 E INDIGO BAY DR, GILBERT, AZ 85234-1528

Mortgage

Document Number	0001005644
Date	Oct 20, 2020
Instrument	20201005644

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	170 Months
Due	Dec 1, 2034

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3165 E INDIGO BAY DR, GILBERT, AZ 85234-1528
Document Number	0000896554
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3165 E INDIGO BAY DR GILBERT AZ 852341528, GILBERT, AZ 85234-1528

Mortgage

Document Number	0000896554
Date	Nov 7, 2019
Instrument	896554

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 6, 2034

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,080 (+0.32%)	$540,800 (+0.32%) Land $108,100 Building $432,700
2025	$2,303.00 (+3.13%)
2024		$53,910	$539,100 Land $107,800 Building $431,300
2023	$2,233.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	Jul 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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