3175 E Indigo Bay Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3175 E Indigo Bay Dr, Gilbert, AZ 85234 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,274 sqft · built 1997
Lot Size	0.282 acres (12,275 sqft)
Owner	Company Name on File
Last Sale	$435,000 (Oct 2020)
Tax Bill	$2,413 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-08-394`

Property Details

APN / Parcel Number

Primary APN	`304-08-394`
Alternative APN	`304083943`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,274 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	2,274 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	12,275 sqft (0.282 acres)
Parking Spaces	3 Parking Spaces
Pool Area	365 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3175 E INDIGO BAY DR
City	GILBERT
State	AZ
Zip	85234-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRIAGE LANE 10 MCR 399-47
Legal Range	6E
Legal Township	1S
Legal Section	3
Legal Subdivision	CARRIAGE LANE 10
Legal Lot Number	129
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422620

Owner

Source: Maricopa County records · APN 304-08-394

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3175 E INDIGO BAY DR, GILBERT, AZ 85234-1528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2020	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Aug 24, 2000 · Amount on Record
Deed Document Number	20201048937
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	0001048939
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3175 E INDIGO BAY DR, GILBERT, AZ 85234-1528
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3175 E INDIGO BAY DR, GILBERT, AZ 85234-1528

Mortgage

Document Number	0000568859
Date	Oct 02, 2025
Instrument	20250568859

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 29, 2020
Property Address	3175 E INDIGO BAY DR, GILBERT, AZ 85234-1528
Document Number	0001048937
Map Reference	MB 399 PG 47
Instrument Date	Oct 27, 2020
Instrument	20201048937
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3175 E INDIGO BAY DR, 3175, GILBERT, AZ 85234-1528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3175 E INDIGO BAY DR, GILBERT, AZ 85234-1528

Mortgage

Document Number	0001048938
Date	Oct 29, 2020
Instrument	20201048938

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 29, 2020
Property Address	3175 E INDIGO BAY DR, GILBERT, AZ 85234-1528
Document Number	0001048939
Map Reference	MB 399 PG 47
Instrument Date	Oct 27, 2020
Instrument	20201048939
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3175 E INDIGO BAY DR, GILBERT, AZ 85234-1528

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,280 (+82.85%)	$562,800 (+6.73%) Land $112,500 Building $450,300
2025	$2,413.00 (+3.12%)	$30,779 (-45.14%)	$527,300 (-6.01%) Land $105,400 Building $421,900
2024		$56,100	$561,000 Land $112,200 Building $448,800
2023	$2,340.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134226202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	Jul 1992, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cox Communications, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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