3431 Chapel Dr, Toledo, OH 43615 Property Records

Lucas County property record for 3431 Chapel Dr, Toledo, OH 43615

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,640 sqft · built 1966
Lot Size	0.277 acres (12,100 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2023)
Tax Bill	$8,060 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-71687`

Property Details

APN / Parcel Number

Primary APN	`78-71687`
Alternative APN	`30125057`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	1,380 sqft
2nd Floor Area	1,260 sqft
Basement Area	1,380 sqft

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	12,100 sqft (0.277 acres)
Lot Width	134 ft Width
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3431 CHAPEL DR
City	TOLEDO
State	OH
Zip	43615-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-RA
Legal Description	COREY WOODS PLAT 2 LOT 123
Legal Subdivision	COREY WOODS PLAT 2
Legal Lot Number	123
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2013
Census Tract	8302

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3431 CHAPEL DR, TOLEDO, OH 43615-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Deed Document Number	23102899
Record Updated	Jun 8, 2026

May 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	May 18, 2023
Property Address	3431 CHAPEL DR, TOLEDO, OH 43615-1640
Document Number	0000015593
Map Reference	VOL 57 PG 80
Instrument Date	May 15, 2023
Instrument	202305180015593
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	AREA TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3433 CHAPEL DR, TOLEDO, OH 43615-1640

Mortgage

Document Number	0000015594
Date	May 18, 2023
Instrument	202305180015594

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,060.00 (+4.24%) Homeowner's exemption	$121,870 (-) Land $21,210 Building $100,660
2024	$7,732.00 (+39.74%) Homeowner's exemption	$121,870 (+47.23%) Land $21,210 Building $100,660	$348,200 (+47.23%) Land $60,600 Building $287,600
2023	$5,533.00 (-0.58%) Homeowner's exemption	$82,775 (-) Land $15,470 Building $67,305
2022	$5,565.00 Homeowner's exemption	$82,775 Land $15,470 Building $67,305
2021			$236,500 Land $44,200 Building $192,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20