Lucas County property record for 3402 Chapel Dr, Toledo, OH 43615
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,628 sqft · built 1962 |
| Lot Size | 0.572 acres (24,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Aug 2016) |
| Tax Bill | $9,324 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-71764 |
| Primary APN | 78-71764 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,628 sqft Living Area |
| Gross Area | 10,002 sqft |
| 1st Floor Area | 3,569 sqft |
| Attic | Attic |
| Attic Area | 3,027 sqft |
| Basement Area | 2,681 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 24,900 sqft (0.572 acres) |
| Lot Width | 132 ft Width |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 158 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3402 CHAPEL DR |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43615-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20-RA |
| Legal Description | COREY WOODS PLAT 2 LOT 146 |
| Legal Subdivision | COREY WOODS PLAT 2 |
| Legal Tract | 83.02 |
| Legal Lot Number | 146 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 8302 |
Source: Lucas County records · APN 78-71764
Assessment roll updated December 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3402 CHAPEL DR, TOLEDO, OH 43615-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU |
| Jan 04, 2022 | Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU |
| Jan 04, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 23, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on Record |
| Deed Sale | Aug 23, 2016 · Amount on Record |
| Prior Sale | Aug 07, 2006 · Amount on Record |
| Deed Document Number | 201633428 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3402 CHAPEL DR, TOLEDO, OH 43615-1641 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3402 CHAPEL DR, TOLEDO, OH 43615-1641 |
| Document Number | 0000011053 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 202603190011053 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | TOLEDO, OH 43604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 28, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3402 CHAPEL DR, TOLEDO, OH 43615-1641 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3402 CHAPEL DR, TOLEDO, OH 43615-1641 |
| Document Number | 0000000355 |
|---|---|
| Date | Jan 04, 2022 |
| Instrument | 202201040000355 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | TOLEDO, OH 43604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3402 CHAPEL DR, TOLEDO, OH 43615-1641 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000412 |
|---|---|
| Date | Jan 04, 2018 |
| Instrument | 201801040000412 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3402 CHAPEL DR, TOLEDO, OH 43615-1641 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015387 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 202004230015387 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3402 CHAPEL DR, TOLEDO, OH 43615-1641 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | LIBERTY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000003044 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 202101200003044 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Lucas County records · Assessment roll updated December 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Sylvania Township |
| Unified School District | Sylvania City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,685 (-) Land $23,590 Building $123,095 | $419,100 (-) Land $67,400 Building $351,700 | |
| 2024 | $9,324.00 (+16.54%) | $146,685 (+37.23%) Land $23,590 Building $123,095 | $419,100 (+37.23%) Land $67,400 Building $351,700 |
| 2023 | $8,001.00 (-0.06%) | $106,890 (-) Land $19,740 Building $87,150 | |
| 2022 | $8,006.00 Homeowner's exemption | $106,890 Land $19,740 Building $87,150 | |
| 2021 | $305,400 Land $56,400 Building $249,000 |
Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 312 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TOLEDO serves 360,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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