Lucas County property record for 3445 Chapel Dr, Toledo, OH 43615
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,213 sqft · built 1960 |
| Lot Size | 0.34 acres (14,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Aug 2026) |
| Tax Bill | $6,142 (2024) |
| Deeds & Mortgages | Aug 2026 Sale May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-71694 |
| Primary APN | 78-71694 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,213 sqft Living Area |
| Gross Area | 4,154 sqft |
| 1st Floor Area | 2,213 sqft |
| Basement Area | 1,106 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Lot Area | 14,800 sqft (0.34 acres) |
| Lot Width | 113 ft Width |
| Garage Type | Attached |
| Garage Area | 835 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3445 CHAPEL DR |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43615-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20-RA |
| Legal Description | COREY WOODS PLAT 2 LOT 125 |
| Legal Subdivision | COREY WOODS PLAT 2 |
| Legal Tract | 83.02 |
| Legal Lot Number | 125 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 8302 |
Source: Lucas County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3445 CHAPEL DR, TOLEDO, OH 43615-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 4, 2020 | Deed of Trust, Mortgage DIRECTIONS CU |
| May 6, 2019 | Warranty Deed, Transfer · Conventional with PMI DIRECTIONS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on Record |
| Deed Sale | Aug 19, 2026 · Amount on Record |
| Prior Sale | May 6, 2019 · Amount on Record |
| Deed Document Number | 202632191 |
| Prior Transfer Date | Sep 11, 2001 |
| Prior Transfer Doc | 0000016039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Aug 19, 2026 |
| Property Address | 3445 CHAPEL DR, TOLEDO, OH 43615-1640 |
| Document Number | 0000032191 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202632191 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $157,560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3445 CHAPEL DR, TOLEDO, OH 43615-1640 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3445 CHAPEL DR, TOLEDO, OH 43615-1640 |
| Document Number | 0000017277 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3445 CHAPEL DR TOLEDO OH 436151640, TOLEDO, OH 43615-1640 |
| Document Number | 0000017277 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 17277 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | TOLEDO, OH 43604 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 7, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | May 6, 2019 |
| Property Address | 3445 CHAPEL DR, TOLEDO, OH 43615-1640 |
| Document Number | 0000016341 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 16341 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | LOUISVILLE, LOUISVILLE TITLE AGCY/NW OH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $992.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3445 CHAPEL DR OTTAWA HILLS OH 436151640, OTTAWA HILLS, OH 43615-1640 |
| Document Number | 16342 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 16342 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | TOLEDO, OH 43604 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2049 |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Sylvania Township |
| Unified School District | Sylvania City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,810 (-) Land $23,870 Building $72,940 | $276,600 (-) Land $68,200 Building $208,400 | |
| 2024 | $6,142.00 (+25.12%) | $96,810 (+48.39%) Land $23,870 Building $72,940 | $276,600 (+48.39%) Land $68,200 Building $208,400 |
| 2023 | $4,909.00 | $65,240 (-) Land $18,095 Building $47,145 | |
| 2022 | $4,909.00 Homeowner's exemption | $65,240 Land $18,095 Building $47,145 | |
| 2021 | $186,400 Land $51,700 Building $134,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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