Hillsborough County property record for 3430 W Shell Point Rd, Ruskin, FL 33570 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1981 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,599 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0316630000 |
| Primary APN | 0316630000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,458 sqft Heated Area |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 618 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 85 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 88 sqft |
| Patio Area | 288 sqft |
| Balcony | Balcony |
| Balcony Area | 200 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0316630000 |
|---|---|
| Street Address | 3430 W SHELL POINT RD |
| City | RUSKIN |
| State | FL |
| Zip | 33570-3031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHELL POINT SUBDIVISION LOT 7 |
| Legal Range | 18E |
| Legal Township | 32S |
| Legal Section | 11 |
| Legal Subdivision | SHELL POINT SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 14121 |
Source: Hillsborough County records · APN 0316630000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3430 W SHELL POINT RD, RUSKIN, FL 33570-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2001 |
| Deed Sale | Jan 10, 2001 |
| Deed Document Number | 2001054748 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3430 W SHELL POINT RD, RUSKIN, FL 33570-3031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0252181746 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 25218/1746 |
| Instrument | 2017354724 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,599.00 (+13.54%) Homeowner's exemption | $157,429 (+5.99%) | $290,408 (+6.43%) Land $112,200 Building $178,208 |
| 2023 | $2,289.00 (+6.51%) Homeowner's exemption | $148,536 (+3%) | $272,863 (+6.94%) Land $102,000 Building $170,863 |
| 2022 | $2,149.00 Homeowner's exemption | $144,210 | $255,157 Land $102,000 Building $153,157 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 872 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured 179 under condo master policies |
| Nearby Flood Claims | 223 (1993–2025) |
| Claims Outside the SFHA | 1 of 223 |
| Most Recent Claim | Nov 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
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