3428 W Shell Point Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 3428 W Shell Point Rd, Ruskin, FL 33570 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,528 sqft · built 1978
Lot Size	0.175 acres (7,650 sqft)
Owner	Trust Name on File
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`0316620000`

Property Details

APN / Parcel Number

Primary APN	`0316620000`
Alternative APN	`U11321818S000000000050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,528 sqft Heated Area
1st Floor Area	1,528 sqft
Upper Floors Area	534 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,650 sqft (0.175 acres)
Lot Dimensions	85 ft deep x 90 ft wide
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	331 sqft
Deck Area	651 sqft
Patio Area	450 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0316620000
Street Address	3428 W SHELL POINT RD
City	RUSKIN
State	FL
Zip	33570-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHELL POINT SUBDIVISION W 1/2 OF LOT 5 AND ALL OF LOT 6
Legal Range	18E
Legal Township	32S
Legal Section	11
Legal Subdivision	SHELL POINT SUBDIVISION
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2035
Census Tract	14121

Owner

Source: Hillsborough County records · APN 0316620000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10905 ELLIOT ST, RIVERVIEW, FL 33578-4486
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2019
Deed Sale	Mar 12, 2019
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	2019101039
Deed Book / Page	26454 / 1130
Record Updated	Jun 08, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 12, 2019
Property Address	3428 W SHELL POINT RD, RUSKIN, FL 33570-3020
Document Number	0264541130
Book / Page	026454 / 001130
Instrument Date	Feb 18, 2019
Instrument	101039
Transaction Type	Transfer
Record Updated	Apr 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10905 ELLIOT ST RIVERVIEW FL 335784486, RIVERVIEW, FL 33578-4486

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,322.00 (-46.91%)	$181,417 (-44.98%) Land $168,300 Building $13,117	$181,417 (-44.98%) Land $168,300 Building $13,117
2023	$6,257.00 (-2.66%)	$329,706 (-4.09%) Land $153,000 Building $176,706	$329,706 (-4.09%) Land $153,000 Building $176,706
2022	$6,428.00	$343,766 Land $153,000 Building $190,766	$343,766 Land $153,000 Building $190,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 872 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured (179 under condo master policies) 612 of 872 individual policies on primary residences
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025, rainfall accumulation
Flood Events	Hurricane Milton (Oct 2024), 5 claims Hurricane Helene (Sep 2024), 207 claims Hurricane Idalia (Aug 2023), 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.