3422 W Shell Point Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 3422 W Shell Point Rd, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,144 sqft · built 1979
Lot Size	0.261 acres (11,362 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Sep 2024)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`031660-0000`

Property Details

APN / Parcel Number

Primary APN	`031660-0000`
Alternative APN	`U11321818S000000000040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	3,308 sqft
1st Floor Area	2,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2001
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,362 sqft (0.261 acres)
Lot Dimensions	85 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	299 sqft
Patio Area	610 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0316600000
Street Address	3422 W SHELL POINT RD
City	RUSKIN
State	FL
Zip	33570-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SHELL POINT SUBDIVISION LOT 4 AND E 1/2 OF LOT 5
Legal Range	18E
Legal Township	32S
Legal Section	11
Legal Subdivision	SHELL POINT SUBDIVISION
Legal Lot Number	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2035
Census Tract	14121

Owner

Source: Hillsborough County records · APN 031660-0000

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3422 W SHELL POINT RD, RUSKIN, FL 33570-3031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2024 · Amount on Record
Deed Sale	Sep 18, 2024 · Amount on Record
Prior Sale	Aug 16, 2006 · Amount on Record
Deed Document Number	2024392409
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3422 W SHELL POINT RD, RUSKIN, FL 33570-3031
Document Number	0256301566
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3422 W SHELL POINT RD RUSKIN FL 335703031, RUSKIN, FL 33570-3031

Mortgage

Document Number	0256301566
Date	Mar 19, 2018
Book Page	025630/001566
Instrument	107841

Lender

Name	JEFF D WILLIS
Address	5423 N 59TH ST, TAMPA, FL 33610-2002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,164.00 (-42.94%)	$192,931 (-50.48%) Land $168,300 Building $24,631	$192,931 (-50.48%) Land $168,300 Building $24,631
2023	$7,298.00 (-1.79%)	$389,585 (-3.78%) Land $153,000 Building $236,585	$389,585 (-3.78%) Land $153,000 Building $236,585
2022	$7,431.00	$404,895 Land $153,000 Building $251,895	$404,895 Land $153,000 Building $251,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TAMPA SUN ESTATES #5 private · serves 87 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.