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3430 S River Ter, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3430 S River Ter, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,080 sqft · built 1965
Lot Size0.256 acres (11,170 sqft)
OwnerIndividual Name on Record
Tax Bill$8,822 (2025)
Deeds & MortgagesSep 2021 Sale
Flood ZoneZone X (minimal risk)
APN01-480-06837600

Property Details

APN / Parcel Number

Primary APN01-480-06837600
Alternative APNs
  • 1-480-06837600
  • 48006837600

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,080 sqft Living Area
Gross Area2,696 sqft
1st Floor Area1,680 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Foyer
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area11,170 sqft (0.256 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area736 sqft
Deck Area432 sqft
Patio Area432 sqft
Shed1 Shed
Shed Area200 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number48006837600
Street Address3430 S RIVER TER
CityEDGEWATER
StateMD
Zip21037-3235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 35 BK A LOCH HAVEN BEACH
Legal SubdivisionLOCH HAVEN BEACH
Legal BlockA
Legal Lot Number35
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1004
Census Tract701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3430 S RIVER TER, EDGEWATER, MD 21037-3235
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2002
Deed SaleApr 9, 2002
Deed Document Number20024712
Deed Book / Page11378 / 382
Last Transfer DateSep 1, 2021
Transfer Doc0375160182
Record UpdatedOct 29, 2026

September 2021: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionANNE ARUNDEL MD
Recording DateSep 14, 2021
Property Address3430 S RIVER TER, EDGEWATER, MD 21037-3235
Document Number0375160182
Book / Page37516 / 182
Map ReferenceMB 19 FO 19
Instrument DateSep 1, 2021
Transaction TypeTransfer
Record UpdatedSep 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3430 SOUTH RIVER TER, EDGEWATER, MD 21037-3235

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$839,700 (+5.12%) Land $527,600 Building $312,100$839,700 (-) Land $527,600 Building $312,100
2025$8,822.00 (+2.05%) Homeowner's exemption$798,800 (+11.41%)$839,700 (+17.11%) Land $527,600 Building $312,100
2024$8,645.00 (+10.42%)
2023$7,829.00 Homeowner's exemption$717,000 Land $529,100 Building $187,900$717,000 Land $529,100 Building $187,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Nearby Flood Policies79 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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