3433 S River Ter, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3433 S River Ter, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,176 sqft · built 1955
Lot Size	0.426 acres (18,560 sqft)
Owner	Individual Name on File
Tax Bill	$4,300 (2025)
Deeds & Mortgages	May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-480-08117300`

Property Details

APN / Parcel Number

Primary APN	`01-480-08117300`
Alternative APNs	`1-480-08117300` `48008117300`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,560 sqft (0.426 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	24 sqft
Deck Area	297 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	48008117300
Street Address	3433 S RIVER TER
City	EDGEWATER
State	MD
Zip	21037-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1 2 BK E LOCH HAVEN BEACH
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	E
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1014
Census Tract	701202

Owner

3433 S River Ter is owned and occupied by an individual who acquired it in March 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3433 S RIVER TER, EDGEWATER, MD 21037-3236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2008
Deed Sale	Feb 26, 2008
Deed Document Number	20081600
Deed Book / Page	19909 / 619
Last Transfer Date	Mar 18, 2017
Transfer Doc	0308910271
Record Updated	Oct 29, 2026

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 2, 2017
Property Address	3433 S RIVER TER, EDGEWATER, MD 21037-3236
Document Number	0308910271
Book / Page	030891 / 000271
Instrument Date	Mar 18, 2017
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	SECURITY AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 S RIVER TER EDGEWATER MD 210373236, EDGEWATER, MD 21037-3236

Tax Assessment & Valuation

The 2025 property tax bill for 3433 S River Ter was $4,300 with a homeowner's exemption, up 2.8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,800 (+8.41%) Land $301,800 Building $198,000	$499,800 (-) Land $301,800 Building $198,000
2025	$4,300.00 (+2.85%) Homeowner's exemption	$461,033	$499,800 Land $301,800 Building $198,000
2024	$4,181.00 (+20.8%)
2023	$3,461.00 Homeowner's exemption	$383,500 Land $233,600 Building $149,900	$383,500 Land $233,600 Building $149,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3433 S River Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3433 S River Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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