Anne Arundel County property record for 3425 S River Ter, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,560 sqft · built 1960 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jun 2023) |
| Tax Bill | $4,873 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-480-00760960 |
| Primary APN | 01-480-00760960 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,200 sqft (0.257 acres) |
| View / Lot | Waterfront |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 48000760960 |
|---|---|
| Street Address | 3425 S RIVER TER |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 5 HLFLT4 BKV SC 2 CAPE LOCH HAVEN |
| Legal Subdivision | CAPE LOCH HAVEN |
| Legal Block | V |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 701202 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3425 S RIVER TER, EDGEWATER, MD 21037-3236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on Record |
| Deed Sale | Jun 1, 2023 · Amount on Record |
| Deed Book / Page | 39694 / 21 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 1, 2023 |
| Property Address | 3425 S RIVER TER, EDGEWATER, MD 21037-3236 |
| Document Number | 0396940021 |
| Book / Page | 39694 / 21 |
| Map Reference | CAB 3 PL 1 |
| Instrument Date | May 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | BAY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3425 SOUTH RIVER TER, EDGEWATER, MD 21037-3236 |
| Document Number | 0003969428 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 39694/28 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,700 (+29.41%) Land $270,600 Building $150,100 | $420,700 (+29.41%) Land $270,600 Building $150,100 | |
| 2025 | $4,873.00 (+37.27%) | ||
| 2023 | $3,550.00 | $325,100 Land $211,600 Building $113,500 | $325,100 Land $211,600 Building $113,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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