Union County property record for 3430 Pebble Dr, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,114 sqft · built 1988 |
| Lot Size | 1.06 acres (46,391 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Oct 2021) |
| Tax Bill | $3,274 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-295-057 |
| Primary APN | 09-295-057 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,114 sqft Living Area |
| Gross Area | 2,642 sqft |
| 1st Floor Area | 944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 46,391 sqft (1.06 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3430 PEBBLE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 MONRO |
| Legal Description | #21 STONEYBROOK OPCB289A |
| Legal Subdivision | STONEYBROOK |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20401 |
Source: Union County records · APN 09-295-057
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3430 PEBBLE DR, MONROE, NC 28110-8909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 07, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Apr 02, 2012 · Amount on Record |
| Deed Document Number | 202151912 |
| Deed Book / Page | 8298 / 457 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3430 PEBBLE DR, MONROE, NC 28110-8909 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3430 PEBBLE DR, MONROE, NC 28110-8909 |
| Document Number | 0008565445 |
|---|---|
| Date | Sep 07, 2022 |
| Book Page | 8565/445 |
| Instrument | 31470 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 29, 2021 |
| Property Address | 3430 PEBBLE DR, MONROE, NC 28110-8909 |
| Document Number | 8298457 |
| Book / Page | 8298 / 457 |
| Map Reference | CAB B FILE 289-A |
| Instrument Date | Oct 27, 2021 |
| Instrument | 51912 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 364 LUTHER DR, 364, IRON STATION, NC 28080 |
| Name | Verified Name |
|---|---|
| Address | 3430 PEBBLE DR, MONROE, NC 28110-8909 |
| Document Number | 51913 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 51913 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,274.00 (-0.85%) | $374,600 (+23.71%) Land $81,700 Building $292,900 | $374,600 (+23.71%) Land $81,700 Building $292,900 |
| 2023 | $3,302.00 | $302,800 Land $51,800 Building $251,000 | $302,800 Land $51,800 Building $251,000 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Ripple Fiber.
Based on FCC filings for 58 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONROE serves 43,081 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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