3421 Pebble Dr, Monroe, NC 28110 Property Records

Union County property record for 3421 Pebble Dr, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,896 sqft · built 1987
Lot Size1 acres (43,952 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Aug 2017)
Tax Bill$3,062 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-295-071

Property Details

APN / Parcel Number

Primary APN09-295-071

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,896 sqft Living Area
Gross Area2,379 sqft
1st Floor Area948 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,952 sqft (1 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
Deck Area288 sqft
Patio Area288 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3421 PEBBLE DR
CityMONROE
StateNC
Zip28110-8909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40 MONRO
Legal Description#7 STONEYBROOK OPCB289A
Legal SubdivisionSTONEYBROOK
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3000
Census Tract20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3421 PEBBLE DR, MONROE, NC 28110-8909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2017 · Amount on Record
Deed SaleAug 17, 2017 · Amount on Record
Prior SaleApr 26, 2013 · Amount on Record
Deed Document Number201723986
Deed Book / Page6996 / 684
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 17, 2017
Property Address3421 PEBBLE DR, MONROE, NC 28110-8909
Document Number0006996684
Book / Page6996 / 684
Map ReferenceCAB B FILE 289 A
Instrument DateAug 16, 2017
Instrument0023986
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyMOREHEAD TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3264 HEATHSTEAD PL, 3264, CHARLOTTE, NC 28210-4370

Transferred To (Grantee/Buyer)

NameVerified Name
Address3421 PEBBLE DR, MONROE, NC 28110-8909

Mortgage

Document Number0000023987
DateAug 17, 2017
Instrument0023987
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,300 (-) Land $81,700 Building $268,600$350,300 (-) Land $81,700 Building $268,600
2025$3,062.00 (-2.86%)$350,300 (+21.17%) Land $81,700 Building $268,600$350,300 (+21.17%) Land $81,700 Building $268,600
2023$3,152.00$289,100 Land $51,800 Building $237,300$289,100 Land $51,800 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Ripple Fiber.

Nearby Properties on Pebble Dr

Nearby Streets

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