3428 Pebble Dr, Monroe, NC 28110 Property Records

Union County property record for 3428 Pebble Dr, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1987
Square Footage1,703 sqft Living Area
Lot Size46,479 sqft (1.06 acres)
OccupancyOwner Occupied
Last Sale$290,000 (2020)
Tax Bill$3,036.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-295-058

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,703 sqft Living Area
Gross Area2,413 sqft Gross Area
1st Floor1,703 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area46,479 sqft (1.06 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area710 sqft Garage
Deck AreaDeck Area
Porch Area269 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address3428 PEBBLE DR
CityMONROE
StateNC
Zip28110-8909
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#20 STONEYBROOK OPCB289A
Legal SubdivisionSTONEYBROOK
Legal Lot Number20
JurisdictionUNION NC
Minor Civil DivisionMONROE
Census Blockgroup3
Census Block3000
Census Tract20401

Owner

Source: Union County records · APN 09-295-058

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3428 PEBBLE DR, MONROE, NC 28110-8909
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleMar 01, 1999 · Amount on Record
Deed Doc Number202048949
Deed Book / Page7898 / 704
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3428 PEBBLE DR, MONROE, NC 28110-8909
Transaction TypeMortgage
Record UpdatedOct 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000920758
DateSep 26, 2025
Book Page9207/58
Instrument24959
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 24, 2020
Property Address3428 PEBBLE DR, MONROE, NC 28110-8909
Document Number0007898704
Book / Page7898 / 704
Map ReferenceCAB B FILE 289-A
Instrument DateNov 20, 2020
Instrument48949
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3428 PEBBLE DR, MONROE, NC 28110-8909

Mortgage

Document Number0000048950
DateNov 24, 2020
Instrument48950
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,036.00 (-5.1%)$347,300 (+18.37%) Land $81,700 Building $265,600$347,300 (+18.37%) Land $81,700 Building $265,600
2023$3,199.00$293,400 Land $51,800 Building $241,600$293,400 Land $51,800 Building $241,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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