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343 Ruby Lake Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 343 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,793 sqft Living Area
Lot Size10,620 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$326,000 (2021)
Tax Bill$2,677.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855605-000380
Alternative APNs
  • 072927855605000380
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,793 sqft Living Area
Gross Area2,234 sqft Gross Area
1st Floor1,793 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,620 sqft (0.244 acres)
Depth X Width125 ft x 85 ft Depth x Width
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area389 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address343 RUBY LAKE LOOP
CityWINTER HAVEN
StateFL
Zip33884-3268
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE TWO PB 106 PG 10 LOT 38
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE TWO
Legal Phase2
Legal Tract855605
Legal Block1
Legal Lot Number38
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1035
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855605-000380

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address343 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2021Special Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 05, 2021Warranty Deed, Transfer
ZILLOW CLOSING SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2021 · Amount on Record
Deed SaleJun 03, 2021 · Amount on Record
Prior SaleMar 05, 2021 · Amount on Record
Deed Doc Number2021143266
Deed Book / Page11742 / 509
Record RefreshedSep 20, 2026

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJun 03, 2021
Property Address343 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0000143266
Book / Page11742 / 509
Map ReferenceMB 106 PG 10
Instrument DateMay 19, 2021
Instrument2021143266
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyZILLOW CLOSING SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,282.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268

Mortgage

Document Number0011742512
DateJun 03, 2021
Instrument11742/512
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 05, 2021
Property Address343 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0000056319
Book / Page11608 / 1215
Map ReferenceMB 106 PG 10
Instrument DateFeb 23, 2021
Instrument2021056319
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyZILLOW CLOSING SERVICES LLC

Transaction

AmountAmount Recorded
Tax$2,153.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address343 RUBY LAKE LOOP, 343, WINTER HAVEN, FL 33884-3268

Transferred To (Grantee/Buyer)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,677.00 (+6.4%) Homeowner's exemption$186,644 (+5.99%)$311,546 (+4.36%) Land $76,000 Building $235,546
2023$2,516.00 (+3.16%) Homeowner's exemption$176,101 (+3%)$298,526 (+15.19%) Land $74,000 Building $224,526
2022$2,439.00 Homeowner's exemption$170,972$259,166 Land $62,000 Building $197,166

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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