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341 Ruby Lake Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 341 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage2,060 sqft Living Area
Lot Size10,620 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$267,000 (2019)
Tax Bill$3,897.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855605-000390
Alternative APNs
  • 072927855605000390
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,060 sqft Living Area
Gross Area2,546 sqft Gross Area
1st Floor2,060 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,620 sqft (0.244 acres)
Depth X Width125 ft x 85 ft Depth x Width
Garage TypeAttached Garage
Garage Area486 sqft Garage
Porch Area253 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address341 RUBY LAKE LOOP
CityWINTER HAVEN
StateFL
Zip33884-3268
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE TWO PB 106 PG 10 LOT 39
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE TWO
Legal Phase2
Legal Tract855605
Legal Block1
Legal Lot Number39
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1035
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855605-000390

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address341 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 01, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 07, 2019Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2019 · Amount on Record
Deed SaleMar 07, 2019 · Amount on Record
Prior SaleJul 28, 2015 · Amount on Record
Deed Doc Number201945650
Deed Book / Page10770 / 1533
Last Transfer DateFeb 06, 2026
Transfer Doc0000032956
Record RefreshedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 10, 2026
Property Address341 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0000032956
Book / Page13876 / 1894
Map ReferenceMB 106 PG 10
Instrument DateFeb 06, 2026
Instrument2026032956
Transaction TypeTransfer
Record UpdatedMar 02, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address341 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address341 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateAug 01, 2022
Property Address341 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0000209166
Book / Page12362 / 1362
Map ReferenceMB 106 PG 10
Instrument DateJul 28, 2022
Instrument2022209166
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address341 RUBY LAKE LOOP, 341, WINTER HAVEN, FL 33884-3268

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 07, 2019
Property Address341 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0107701533
Book / Page010770 / 001533
Instrument DateMar 06, 2019
Instrument45650
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyREAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,869.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address341 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268

Mortgage

Document Number107701534
DateMar 07, 2019
Book Page010770/001534
Instrument45651
Lender
NameMORTGAGE LENDERS/AMERICA
TypeMortgage Company
AddressOVERLAND PARK, KS 66211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 06, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,897.00 (+3.18%)$251,899 (+5.99%)$329,705 (+3.4%) Land $76,000 Building $253,705
2024$3,777.00 (+2.66%)
2023$3,679.00 (+2.85%) Homeowner's exemption$237,670 (+3%)$318,870 (+14.5%) Land $74,000 Building $244,870
2022$3,577.00 Homeowner's exemption$230,748$278,492 Land $62,000 Building $216,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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