Bergen County and Ridgewood Village property record for 343 Downs St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,046 sqft · built 1950 |
| Lot Size | 0.311 acres (13,547 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,160,000 (Feb 2025) |
| Tax Bill | $16,118 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03202-0000-00021 |
| Primary APN | 51-03202-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,046 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,547 sqft (0.311 acres) |
| Lot Dimensions | 203 ft deep x 66 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 343 DOWNS ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .311 AC |
| Legal Block | 3202 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 47100 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 343 DOWNS ST, RIDGEWOOD, NJ 07450-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 4, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on Record |
| Deed Sale | Feb 6, 2025 · Amount on Record |
| Prior Sale | Jun 30, 1992 · Amount on Record |
| Deed Document Number | 20259036 |
| Deed Book / Page | 5423 / 53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 343 DOWNS ST, RIDGEWOOD, NJ 07450-2705 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 343 DOWNS ST, RIDGEWOOD, NJ 07450-2705 |
| Document Number | 0056281592 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 5628/1592 |
| Instrument | 2025072271 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 343 DOWNS ST, RIDGEWOOD, NJ 07450-2705 |
| Document Number | 0027941650 |
| Book / Page | 002794 / 001650 |
| Instrument Date | Nov 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ISGN |
| Name | Verified Name |
|---|---|
| Address | 343 DOWNS ST RIDGEWOOD NJ 074502705, RIDGEWOOD, NJ 07450-2705 |
| Document Number | 0027941650 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 002794/001650 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557,700 (-) Land $348,700 Building $209,000 | $557,700 (-) Land $348,700 Building $209,000 | |
| 2025 | $16,118.00 (+0.74%) | $557,700 (-) Land $348,700 Building $209,000 | $557,700 (-) Land $348,700 Building $209,000 |
| 2024 | $16,000.00 (+4.98%) | ||
| 2023 | $557,700 Land $348,700 Building $209,000 | $557,700 Land $348,700 Building $209,000 | |
| 2022 | $15,241.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 45 (1979–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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