Bergen County and Ridgewood Village property record for 320 Downs St, Ridgewood, NJ 07450 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1950 |
| Square Footage | 2,502 sqft Living Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $97,500 (2001) |
| Tax Bill | $19,903.00 (2025) |
| Primary APN | 51-03204-0000-00002 |
|---|---|
| Alternative APN |
|
| Building Area | 2,502 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame Construction |
| Lot Area | 18,731 sqft (0.43 acres) |
| Depth X Width | 250 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 320 DOWNS ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .430 AC |
| Legal Subdivision | VILLAGE/RIDGEWOOD |
| Legal Block | 3204 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RIDGEWOOD |
| Census Blockgroup | 5 |
| Census Block | 5009 |
| Census Tract | 47100 |
Source: Bergen County and Ridgewood Village records · APN 51-03204-0000-00002
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 DOWNS ST, RIDGEWOOD, NJ 07450-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2022 | Intrafamily Transfer, Transfer OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS INC |
| Feb 04, 2021 | Intrafamily Transfer, Transfer |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2001 · Amount on Record |
| Deed Sale | Apr 07, 2001 · Amount on Record |
| Deed Book / Page | 8359 / 144 |
| Last Transfer Date | Nov 11, 2020 |
| Transfer Doc | 0039440666 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 04, 2022 |
| Property Address | 320 DOWNS ST, RIDGEWOOD, NJ 07450-2706 |
| Document Number | 0046710545 |
| Book / Page | 4671 / 545 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022047752 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 DOWNS ST, 320, RIDGEWOOD, NJ 07450-2706 |
| Name | Verified Name |
|---|---|
| Address | 320 DOWNS ST, RIDGEWOOD, NJ 07450-2706 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 04, 2021 |
| Property Address | 320 DOWNS ST, RIDGEWOOD, NJ 07450-2706 |
| Document Number | 0039440666 |
| Book / Page | 3944 / 666 |
| Instrument Date | Nov 11, 2020 |
| Instrument | 21-015535 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 DOWNS ST, RIDGEWOOD, NJ 07450-2706 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 320 DOWNS ST, RIDGEWOOD, NJ 07450-2706 |
| Document Number | 0035950457 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 320 DOWNS ST RIDGEWOOD NJ 074502706, RIDGEWOOD, NJ 07450-2706 |
| Document Number | 0035950457 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 003595/000457 |
| Instrument | 20047571 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2050 |
Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $688,700 (-) Land $380,000 Building $308,700 | $688,700 (-) Land $380,000 Building $308,700 | |
| 2025 | $19,903.00 (+0.73%) | $688,700 (-) Land $380,000 Building $308,700 | $688,700 (-) Land $380,000 Building $308,700 |
| 2024 | $19,759.00 (+4.98%) | ||
| 2023 | $688,700 Land $380,000 Building $308,700 | $688,700 Land $380,000 Building $308,700 | |
| 2022 | $18,822.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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