365 Downs St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 365 Downs St, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,506 sqft · built 1928
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Trust Names on Record
Tax Bill	$20,155 (2025)
Deeds & Mortgages	May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`51-03202-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`51-03202-0000-00017`
Alternative APN	`510320200017`

Interior

Stories	2 Stories
Building Area	2,506 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	203 ft deep x 64 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	365 DOWNS ST
City	RIDGEWOOD
State	NJ
Zip	07450-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.299 AC
Legal Block	3202
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	5
Census Block	5002
Census Tract	47100

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	365 DOWNS ST, RIDGEWOOD, NJ 07450-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 16, 2021
Transfer Doc	0041491945
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	May 17, 2021
Property Address	365 DOWNS ST, RIDGEWOOD, NJ 07450-2705
Document Number	0041491945
Book / Page	4149 / 1945
Instrument Date	Apr 16, 2021
Instrument	2021078134
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	365 DOWNS ST, RIDGEWOOD, NJ 07450-2705

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,400 (-) Land $345,600 Building $351,800	$697,400 (-) Land $345,600 Building $351,800
2025	$20,155.00 (+0.73%)	$697,400 (-) Land $345,600 Building $351,800	$697,400 (-) Land $345,600 Building $351,800
2024	$20,008.00 (+4.98%)
2023		$697,400 Land $345,600 Building $351,800	$697,400 Land $345,600 Building $351,800
2022	$19,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	45 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20