343 Clay St, Nevada City, CA 95959 Property Records

Nevada County property record for 343 Clay St, Nevada City, CA 95959

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,284 sqft · built 1949
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$222,000 (May 2012)
Tax Bill$2,923 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN005-460-007-000

Property Details

APN / Parcel Number

Primary APN005-460-007-000
Alternative APN
  • 05-460-07-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,284 sqft Living Area
1st Floor Area1,284 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleTraditional
Lot Area13,504 sqft (0.31 acres)
TerrainRolling
View / LotPoor
Patio Area1,284 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Old Parcel Number05-460-07-000
Street Address343 CLAY ST
CityNEVADA CITY
StateCA
Zip95959-2817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPTN LOT 2 BLK 58 NEVADA CITY
Legal SubdivisionNEVADA CITY
Legal Block58
Legal Lot Number2
JurisdictionNEVADA CA
Township / Civil DivisionNEVADA CITY
Census Block Group2
Census Block2041
Census Tract802

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address343 CLAY ST, NEVADA CITY, CA 95959-2817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2012 · Amount on Record
Deed SaleMay 30, 2012 · Amount on Record
Deed Document Number201214065
Last Transfer DateNov 14, 2016
Transfer Doc0000026935
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEVADA CA
Property Address343 CLAY ST, NEVADA CITY, CA 95959-2817
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 CLAY ST, NEVADA CITY, CA 95959-2817

Mortgage

Document Number0000017930
DateMay 21, 2021
Instrument20210017930
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term289 Months
DueJun 1, 2045

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNevada County
MunicipalityNevada City
Elementary School DistrictNevada City Elementary School District (KG - 08)
Secondary School DistrictNevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$284,408 (+2%) Land $83,269 Building $201,139
2025$2,923.00 (+4.13%) Homeowner's exemption$278,833 (+4.04%) Land $81,637 Building $197,196
2023$2,807.00 (+2.07%) Homeowner's exemption$268,008 Land $78,468 Building $189,540$505,260
2022$2,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1982–2017)
Claims Outside the SFHA1 of 7
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEVADA CITY
serves 3,148 people · EPA ID CA2910002
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
SmarterBroadband
Fixed Wireless
100 / 25

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clay St

Nearby Streets

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