341 Clay St, Nevada City, CA 95959 Property Records

Nevada County property record for 341 Clay St, Nevada City, CA 95959

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1995
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Jun 2018)
Tax Bill	$6,826 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-460-006-000`

Property Details

APN / Parcel Number

Primary APN	`005-460-006-000`
Alternative APN	`05-460-06-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Lot Area	14,375 sqft (0.33 acres)
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	05-460-06-000
Street Address	341 CLAY ST
City	NEVADA CITY
State	CA
Zip	95959-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN LOT 2 BLK 58 NEVADA CITY
Legal Subdivision	NEVADA CITY
Legal Block	58
Legal Lot Number	2
Jurisdiction	NEVADA CA
Township / Civil Division	NEVADA CITY
Census Block Group	2
Census Block	2041
Census Tract	802

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	341 CLAY ST, NEVADA CITY, CA 95959-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES
Oct 1, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 7, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 1, 2018	Grant Deed, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	Jun 8, 2015 · Amount on Record
Deed Document Number	201810734
Last Transfer Date	Sep 26, 2020
Transfer Doc	0000025972
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Oct 1, 2020
Property Address	341 CLAY ST, NEVADA CITY, CA 95959-2817
Document Number	0000025972
Instrument Date	Sep 26, 2020
Instrument	20200025972
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	341 CLAY ST, NEVADA CITY, CA 95959-2817

Mortgage

Document Number	0000025973
Date	Oct 1, 2020
Instrument	20200025973

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 1, 2020
Property Address	341 CLAY ST, NEVADA CITY, CA 95959-2817
Document Number	0000025974
Instrument Date	Sep 25, 2020
Instrument	25974
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	341 CLAY ST NEVADA CITY CA 959592817, NEVADA CITY, CA 95959-2817

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Nov 7, 2018
Property Address	341 CLAY ST, NEVADA CITY, CA 95959-2817
Document Number	0000021883
Instrument Date	Oct 23, 2018
Instrument	21883
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	341 CLAY ST NEVADA CITY CA 959592817, NEVADA CITY, CA 95959-2817

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jun 1, 2018
Property Address	341 CLAY ST, NEVADA CITY, CA 95959-2817
Document Number	0000010734
Instrument Date	May 23, 2018
Instrument	20180010734
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	341 CLAY ST, NEVADA CITY, CA 95959-2817

Mortgage

Document Number	0000010735
Date	Jun 1, 2018
Instrument	20180010735

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Nevada City
Elementary School District	Nevada City Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,089 (+2%) Land $232,114 Building $432,975
2025	$6,826.00 (+5.37%) Homeowner's exemption	$652,049 (+5.53%) Land $227,563 Building $424,486
2023	$6,478.00 (+1.14%)	$617,907 Land $218,727 Building $399,180	$657,090
2022	$6,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1982–2017)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEVADA CITY serves 3,148 people · EPA ID CA2910002
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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