348 Clay St, Nevada City, CA 95959 Property Records

Nevada County property record for 348 Clay St, Nevada City, CA 95959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1974
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Jun 2026)
Tax Bill	$6,010 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-470-016-000`

Property Details

APN / Parcel Number

Primary APN	`005-470-016-000`
Alternative APN	`05-470-16-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Basement Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Traditional
Lot Area	18,295 sqft (0.42 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Old Parcel Number	05-470-16-000
Street Address	348 CLAY ST
City	NEVADA CITY
State	CA
Zip	95959-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 STEGER TRACT #1
Legal Subdivision	STEGER TRACT #1
Legal Tract	1
Legal Lot Number	1
Jurisdiction	NEVADA CA
Township / Civil Division	NEVADA CITY
Census Block Group	2
Census Block	2036
Census Tract	802

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 CLAY ST, NEVADA CITY, CA 95959-2847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Grant Deed, Transfer E-PLACER TITLE, PLACER TITLE
Apr 24, 2023	Affidavit of Death of Joint Tenant, Transfer PLACER TITLE COMPANY
Apr 24, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Apr 24, 2023 · Amount on Record
Deed Document Number	20269338
Prior Transfer Date	Apr 17, 2023
Prior Transfer Doc	0000005177
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jun 12, 2026
Property Address	348 CLAY ST, NEVADA CITY, CA 95959-2847
Document Number	0000009338
Instrument Date	Jun 9, 2026
Instrument	20269338
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount Recorded
Tax	$69,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 CLAY ST, NEVADA CITY, CA 95959-2847

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NEVADA CA
Recording Date	Apr 24, 2023
Property Address	348 CLAY ST, NEVADA CITY, CA 95959-2847
Document Number	0000005177
Map Reference	MB 4 PG 10
Instrument Date	Mar 30, 2023
Instrument	20230005177
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 CLAY ST, NEVADA CITY, CA 95959-2847

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 24, 2023
Property Address	348 CLAY ST, NEVADA CITY, CA 95959-2847
Document Number	0000005178
Map Reference	MB 4 PG 10
Instrument Date	Mar 30, 2023
Instrument	20230005178
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	348 CLAY ST, NEVADA CITY, CA 95959-2847

Mortgage

Document Number	0000005179
Date	Apr 24, 2023
Instrument	20230005179

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Nevada City
Elementary School District	Nevada City Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,357 (+2%) Land $127,344 Building $451,013
2025	$6,010.00 (+49.24%)	$567,018 (+50.12%) Land $124,848 Building $442,170
2023	$4,027.00 (+69.2%)	$377,698 Land $186,099 Building $191,599	$480,690
2022	$2,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1982–2017)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEVADA CITY serves 3,148 people · EPA ID CA2910002
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: GeoLinks.

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