3424 Breezy Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3424 Breezy Point Rd, Tower, MN 55790

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details3 bd · 2.5 ba · 2,380 sqft · built 1960
Lot Size0.321 acres (14,022 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Aug 2015)
Tax Bill$6,250 (2026)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone A (high risk)
APN387-0090-00170

Property Details

APN / Parcel Number

Primary APN387-0090-00170
Alternative APNs
  • 1169169
  • 994268

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area2,380 sqft Gross Area
1st Floor Area1,490 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRustic
Exterior MaterialOther
Construction TypeFrame
Lot Area14,022 sqft (0.321 acres)
Garage Area896 sqft

Exterior Amenities

PorchSlab
Storage Building160 sqft
Boat House144 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1169169
Street Address3424 BREEZY POINT RD
CityTOWER
StateMN
Zip55790-8179
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionLOT: 0017 BLOCK:000 SERIAL #
Legal SubdivisionBREEZY POINT
Legal Lot Number17
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1250
Census Tract15502

Owner

3424 Breezy Point Rd, a residential property, is owned and occupied by an individual who bought it in August 2015.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3424 BREEZY POINT RD, TOWER, MN 55790-8179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2015 · Amount on File
Deed SaleAug 17, 2015 · Amount on File
Deed Document Number20151267505
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3424 BREEZY POINT RD, TOWER, MN 55790-8179
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001477223
DateOct 31, 2023
Instrument1477223
Lender
NameFIRST NATIONAL BANK OF GILBERT
TypeBank
AddressGILBERT, MN 55741
Agreement
AmountAmount on Record
Term12 Months
DueOct 8, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 3424 Breezy Point Rd was $6,250 with a homeowner's exemption, up 197.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,250.00 (+197.05%) Homeowner's exemption
2025$2,104.00 (+51.37%) Homeowner's exemption$718,500 (+118.52%) Land $151,500 Building $567,000$718,500 (+118.52%) Land $151,500 Building $567,000
2024$1,390.00$328,800 Land $145,000 Building $183,800$328,800 Land $145,000 Building $183,800
2022$158,000 Land $134,400 Building $23,600$158,000 Land $134,400 Building $23,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3424 Breezy Point Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3424 Breezy Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

May also be available: Verizon.

Nearby Properties on Breezy Point Rd

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