3428 W 86th Ter, Hialeah, FL 33018 Property Records

Miami-Dade County property record for 3428 W 86th Ter, Hialeah, FL 33018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,462 sqft · built 2015
Lot Size	0.103 acres (4,470 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Jun 2024)
Tax Bill	$12,711 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-2021-029-3670`

Property Details

APN / Parcel Number

Primary APN	`04-2021-029-3670`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,462 sqft Living Area
Gross Area	2,956 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	4,470 sqft (0.103 acres)
Patio Area	30 sqft

Location & Zoning

Street Address	3428 W 86TH TER
City	HIALEAH
State	FL
Zip	33018-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8000
Legal Description	BELLAGIO PB 169-094T-23371 LOT33 BLK 23 LOT SIZE 4470 SF M/L FAU 04 2021 001 0090 & 0340 THRU 0370 & 0400 & 0440 THRU 0471
Legal Range	40E
Legal Township	52S
Legal Section	21
Legal Subdivision	BELLAGIO
Legal Block	23
Legal Lot Number	33
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1019
Census Tract	12701

Owner

3428 W 86th Ter is owned and occupied by two individuals who bought it in June 2024.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3428 W 86TH TER, HIALEAH, FL 33018-1861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Warranty Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 9, 2019	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on File
Deed Sale	Jun 28, 2024 · Amount on File
Prior Sale	Apr 9, 2019 · Amount on File
Deed Document Number	2024492109
Deed Book / Page	34292 / 1232
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 28, 2024
Property Address	3428 W 86TH TER, HIALEAH, FL 33018-1861
Document Number	0000492109
Book / Page	34292 / 1232
Map Reference	MB 169 PG 94
Instrument Date	Jun 17, 2024
Instrument	2024R0492109
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	UNKNOWN, CORAL GABLES T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4704 SW 160TH AVE # AVE234, AVE234, MIRAMAR, FL 33027-5706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 W 86TH TER, HIALEAH, FL 33018-1861

Mortgage

Document Number	0000492110
Date	Jun 28, 2024
Instrument	2024R0492110

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3428 W 86TH TER, HIALEAH, FL 33018-1861
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036485
Date	Jan 15, 2021
Book Page	32294/4831
Instrument	2021R0036485

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 9, 2019
Property Address	3428 W 86TH TER, HIALEAH, FL 33018-1861
Document Number	0000216961
Book / Page	31395 / 2057
Map Reference	MB 169 PG 94
Instrument Date	Apr 3, 2019
Instrument	2019R0216961
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2250 NW 114TH AVE, 2250, MIAMI, FL 33192-4177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 W 86TH TER, HIALEAH, FL 33018-1861

Mortgage

Document Number	0000216962
Date	Apr 9, 2019
Instrument	2019R0216962

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3428 W 86th Ter was $12,711 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,711.00 Homeowner's exemption	$569,882 Land $196,680 Building $373,202	$569,882 Land $196,680 Building $373,202
2023	$8,539.00 (+3%) Homeowner's exemption	$343,632 (+3%)	$506,121 (+9.41%) Land $185,505 Building $320,616
2022	$8,290.00 Homeowner's exemption	$333,624	$462,577 Land $98,340 Building $364,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3428 W 86th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 2,372 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2,372 in force
Nearby Flood Claims	10 (2017–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 W 86th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W 86th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures