3409 W 86th Ter, Hialeah, FL 33018 Property Records

Miami-Dade County property record for 3409 W 86th Ter, Hialeah, FL 33018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,462 sqft · built 2015
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2015)
Tax Bill	$8,756 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`04-2021-029-2760`

Property Details

APN / Parcel Number

Primary APN	`04-2021-029-2760`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,462 sqft Living Area
Gross Area	2,956 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	4,000 sqft (0.092 acres)
Patio Area	30 sqft

Location & Zoning

Street Address	3409 W 86TH TER
City	HIALEAH
State	FL
Zip	33018-1895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8000
Legal Description	BELLAGIO PB 169-094T-23371 LOT17 BLK 21 LOT SIZE 4000 SF M/L FAU 04 2021 001 0090 & 0340 THRU 0370 & 0400 & 0440 THRU 0471
Legal Range	40E
Legal Township	52S
Legal Section	21
Legal Subdivision	BELLAGIO
Legal Block	21
Legal Lot Number	17
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1026
Census Tract	12701

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3409 W 86TH TER, HIALEAH, FL 33018-1895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
May 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2015 · Amount on Record
Deed Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	2015503488
Deed Book / Page	29726 / 949
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3409 W 86TH TER, HIALEAH, FL 33018-1895
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 W 86TH TER, HIALEAH, FL 33018-1895

Mortgage

Document Number	0000257587
Date	Apr 4, 2024
Book Page	34166/1975
Instrument	2024R0257587

Lender

Name	SOFI BANK NA
Type	Bank
Address	2750 E COTTONWOOD PKWY STE 300, COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3409 W 86TH TER, HIALEAH, FL 33018-1895
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 W 86TH TER, HIALEAH, FL 33018-1895

Mortgage

Document Number	0000029240
Date	Jan 11, 2022
Book Page	32953/3153
Instrument	2022R0029240

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3409 W 86TH TER, HIALEAH, FL 33018-1895
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 W 86TH TER, HIALEAH, FL 33018-1895

Mortgage

Document Number	0000899362
Date	Dec 5, 2025
Book Page	35057/4955
Instrument	2025R0899362

Lender

Name	RESICENTRAL LLC
Type	Mortgage Company
Address	LAND O LAKES, FL 34638

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3409 W 86TH TER, HIALEAH, FL 33018-1895
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 W 86TH TER, HIALEAH, FL 33018-1895

Mortgage

Document Number	0000332875
Date	May 2, 2025
Book Page	34735/3535
Instrument	2025R0332875

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3409 W 86TH TER, HIALEAH, FL 33018-1895
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000770772
Date	Dec 12, 2019
Book Page	31725/0878
Instrument	2019R0770772

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,756.00 (+3.93%) Homeowner's exemption	$357,773 (+5.99%)	$549,202 (+12.86%) Land $176,000 Building $373,202
2023	$8,425.00 (+3.01%) Homeowner's exemption	$337,564 (+3%)	$486,616 (+7.6%) Land $166,000 Building $320,616
2022	$8,179.00 Homeowner's exemption	$327,733	$452,237 Land $88,000 Building $364,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 2,372 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2,372 in force
Nearby Flood Claims	10 (2017–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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